Sumter County property record for 107 Joyce Ct, Americus, GA 31709
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,256 sqft · built 1968 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Sep 1998) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Jul 2018 Line of Credit Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65 2 10 |
| Primary APN | 65 2 10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,256 sqft Heated Area |
| 1st Floor Area | 1,332 sqft |
| 2nd Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 179 ft deep x 130 ft wide |
| Terrain | Rolling |
| Garage Area | 575 sqft |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5075 |
|---|---|
| Old Parcel Number | 65 2 10 |
| Street Address | 107 JOYCE CT |
| City | AMERICUS |
| State | GA |
| Zip | 31709-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | 107 JOYCE CT |
| Legal Subdivision | JOYCE CT |
| Jurisdiction | SUMTER GA |
| Township / Civil Division | AMERICUS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950500 |
107 Joyce Ct is owned and occupied by two individuals who bought it in September 1998.
Source: Sumter County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 JOYCE CT, AMERICUS, GA 31709-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 6, 2025 | Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1998 · Amount on File |
| Deed Sale | Sep 1, 1998 · Amount on File |
| Deed Document Number | 0000005383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER GA |
| Property Address | 107 JOYCE CT, AMERICUS, GA 31709-4439 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001487/241 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 1487/241 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 1, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER GA |
| Property Address | 107 JOYCE CT, AMERICUS, GA 31709-4439 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 107 JOYCE CT, AMERICUS, GA 31709-4439 |
| Document Number | 0000001785/0000000324 |
|---|---|
| Date | Aug 6, 2025 |
| Book Page | 0000001785/0000000324 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER GA |
| Property Address | 107 JOYCE CT, AMERICUS, GA 31709-4439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1487/241 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 1487/241 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 1, 2058 |
The 2025 property tax bill for 107 Joyce Ct was $2,662 with a homeowner's exemption.
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Americus City |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,662.00 Homeowner's exemption | $60,400 Land $5,560 Building $54,840 | $151,000 Land $13,900 Building $137,100 |
| 2023 | $2,604.00 (-4.69%) Homeowner's exemption | $60,400 Land $5,560 Building $54,840 | $151,000 Land $13,900 Building $137,100 |
| 2022 | $2,732.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 Joyce Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 11, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 Joyce Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMERICUS serves 15,082 people · EPA ID GA2610000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures