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  5. John Lloyd Rd

107 John Lloyd Rd, Point Harbor, NC 27964 Property Records

Currituck County property record for 107 John Lloyd Rd, Point Harbor, NC 27964

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,512 sqft · built 1995
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$1,833,000 (Apr 2022)
Tax Bill$935 (2025)
Deeds & MortgagesFeb 2024 Sale
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9846-49-3133

Property Details

APN / Parcel Number

Primary APN9846-49-3133
Alternative APNs
  • 132G00000120000
  • 000044731
  • 000169928
  • 9846-49

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,512 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions249 ft deep x 110 ft wide
Shed1 Shed
Shed Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000169928
Street Address107 JOHN LLOYD RD
CityPOINT HARBOR
StateNC
Zip27964-9720
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeSFM
Legal DescriptionLOT 12 SUNRISE LANDING
Legal SubdivisionSUNRISE LANDING
Legal Lot Number12
JurisdictionCURRITUCK NC
Township / Civil DivisionPOPLAR BRANCH
Census Block Group1
Census Block1007
Census Tract110403

Owner

Source: Currituck County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 JOHN LLOYD RD, POINT HARBOR, NC 27964-9720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed, Transfer
Sep 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2022 · Amount on Record
Deed SaleApr 8, 2022 · Amount on Record
Prior SaleDec 6, 2002 · Amount on Record
Deed Document Number2022374955
Deed Book / Page1688 / 936
Last Transfer DateFeb 12, 2024
Transfer Doc0017610403
Record UpdatedOct 29, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionCURRITUCK NC
Recording DateFeb 26, 2024
Property Address107 JOHN LLOYD RD, POINT HARBOR, NC 27964-9720
Document Number0017610403
Book / Page1761 / 403
Map ReferenceCAB F SL 290
Instrument DateFeb 12, 2024
Instrument387573
Transaction TypeTransfer
Record UpdatedMar 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 JOHN LLOYD RD, POINT HARBOR, NC 27964-9720

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address107 JOHN LLOYD RD, POINT HARBOR, NC 27964-9720
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014180846
DateSep 12, 2017
Book Page1418/846
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2032
Interest
Rate TypeAdjustable Rate
Rate3.62%
Change Frequency5 Years
Index5-Year CMT
Max Rate9.62%

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$935.00 (+0.97%)$107,600 (-) Land $46,500 Building $61,100
2024$926.00 (+8.69%)$107,600 (-) Land $46,500 Building $61,100
2023$852.00 (+15.76%)$107,600 (-) Land $46,500 Building $61,100$107,600 (-) Land $46,500 Building $61,100
2022$736.00$107,600 Land $46,500 Building $61,100$107,600 (-) Land $46,500 Building $61,100
2021$107,600 Land $46,500 Building $61,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims3 (2011–2018)
Most Recent ClaimOct 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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