107 James St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 107 James St, Gaithersburg, MD 20877 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Architecture Style	Bi-Level
Year Built	Built 1919
Square Footage	2,016 sqft Living Area
Lot Size	7,800 sqft (0.179 acres)
Occupancy	Owner Occupied
Last Sale	$460,000 (2021)
Tax Bill	$3,673.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-00841434`
Alternative APN	`00841434`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,016 sqft Living Area
1st Floor	1,008 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bi-Level Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	7,800 sqft (0.179 acres)
Deck Area	400 sqft Deck
Porch	Open Porch
Porch Area	126 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	00841434
Street Address	107 JAMES ST
City	GAITHERSBURG
State	MD
Zip	20877-1906
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OBSERVATORY HEIGHTS
Legal Subdivision	OBSERVATORY HEIGHTS
Legal Block	1
Legal Lot Number	31
Jurisdiction	MONTGOMERY MD
Minor Civil Division	9
Census Blockgroup	1
Census Block	1003
Census Tract	700731

Owner

Source: Montgomery County records · APN 09-00841434

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 JAMES ST, GAITHERSBURG, MD 20877-1906
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2021 · Amount on Record
Deed Sale	Feb 04, 2021 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Book / Page	61782 / 289
Transfer Doc	1221000062
Record Refreshed	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 04, 2021
Property Address	107 JAMES ST, GAITHERSBURG, MD 20877-1906
Document Number	0617820289
Book / Page	61782 / 289
Map Reference	MB 2 PL 138
Instrument Date	Dec 22, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,900.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11101 GEORGIA AVE UNIT 436, 11101, SILVER SPRING, MD 20902-7618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	107 JAMES ST, GAITHERSBURG, MD 20877-1906

Mortgage

Document Number	61782296
Date	Feb 04, 2021
Instrument	61782/296

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,400 (+8.61%) Land $185,800 Building $299,600	$485,400 (-) Land $185,800 Building $299,600
2025	$3,673.00 (-8.9%)	$446,933 (+20.79%)	$485,400 (+31.19%) Land $185,800 Building $299,600
2023		$370,000 Land $185,800 Building $184,200	$370,000 Land $185,800 Building $184,200
2022	$4,032.00