107 Jacales Ct, Laredo, TX 78045 Property Records

Webb County property record for 107 Jacales Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,366 sqft · built 2006
Lot Size	0.113 acres (4,924 sqft)
Owner	Individual Name on Record
Last Sale	$197,800 (Apr 2020)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`968-62002-280`

Property Details

APN / Parcel Number

Primary APN	`968-62002-280`
Alternative APN	`345269`

Interior

Stories	2 Stories
Building Area	2,366 sqft Living Area
Gross Area	2,786 sqft
1st Floor Area	973 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,924 sqft (0.113 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft

Location & Zoning

Street Address	107 JACALES CT
City	LAREDO
State	TX
Zip	78045-7371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	VILLAS SAN AGUSTIN UNIT 2, BLOCK 2, LOT 28
Legal Subdivision	VILLAS SAN AGUSTIN UNIT 2
Legal Block	2
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1715

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 JACALES CT, LAREDO, TX 78045-7371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 20, 2024	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 2, 2023	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Dec 5, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 29, 2020	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	20201390501
Deed Book / Page	4775 / 516
Prior Transfer Date	Mar 14, 2012
Prior Transfer Doc	003232/206
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 21, 2026
Property Address	107 JACALES CT, LAREDO, TX 78045-7371
Document Number	0001585369
Book / Page	6024 / 174
Instrument Date	Apr 8, 2026
Instrument	20261585369
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JACALES CT, LAREDO, TX 78045-7371

Mortgage

Document Number	0001585369,
Date	Apr 21, 2026
Book Page	6024/174
Instrument	20261585369

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2050

Interest

Rate	6.11%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	107 JACALES CT, LAREDO, TX 78045-7371
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JACALES CT, LAREDO, TX 78045-7371

Mortgage

Document Number	005620/126
Date	Mar 20, 2024
Book Page	5620/126
Instrument	1524752

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	314 Months
Due	May 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	107 JACALES CT, LAREDO, TX 78045-7371
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005456/260
Date	May 2, 2023
Book Page	5456/260
Instrument	1498659

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	107 JACALES CT, LAREDO, TX 78045-7371
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JACALES CT, LAREDO, TX 78045-7371

Mortgage

Document Number	005753/218
Date	Dec 5, 2024
Book Page	5753/218
Instrument	1545059

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	May 1, 2050

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 29, 2020
Property Address	107 JACALES CT, LAREDO, TX 78045-7371
Document Number	004775/516
Book / Page	4775 / 516
Map Reference	VOL 25 PG 132
Instrument Date	Apr 27, 2020
Instrument	1390501
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 JACALES CT, LAREDO, TX 78045-7371

Mortgage

Document Number	0001390502
Date	Apr 29, 2020
Instrument	1390502

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,540 (-0.78%) Land $47,421 Building $234,119	$281,540 (-0.78%) Land $47,421 Building $234,119
2025	$1,435.00 (+2.72%) Homeowner's exemption	$283,743 (+9.15%) Land $47,421 Building $236,322	$283,743 (+9.15%) Land $47,421 Building $236,322
2024	$1,397.00 (-12.69%)
2023		$259,958 Land $38,262 Building $221,696	$259,958 Land $38,262 Building $221,696
2022	$1,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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