107 Independence Blvd, Morganton, NC 28655 Property Records

Burke County property record for 107 Independence Blvd, Morganton, NC 28655

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,400 sqft · built 1997
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on Record
Last Sale	$890,000 (Apr 2017)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`1793495305`

Property Details

APN / Parcel Number

Primary APN	`1793495305`
Alternative APNs	`86335` `47028`

Interior

Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Porch	Slab
Porch Area	240 sqft
Patio Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	107 INDEPENDENCE BLVD
City	MORGANTON
State	NC
Zip	28655-5501
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	HIGH INTEN
Legal Description	SUBWAY
Jurisdiction	BURKE NC

Owner

Source: Burke County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3735 BEAM RD, B, CHARLOTTE, NC 28217-8800
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed of Trust, Mortgage MISCELLANEOUS INS CO
Apr 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	20173355
Deed Book / Page	2287 / 963
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	107 INDEPENDENCE BLVD, MORGANTON, NC 28655-5501
Document Number	0023740329
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST NATIONAL FINANCIAL TITLE SERVICES I, FIRST NAT'L FIN'L TITLE SVCS I

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3735 BEAM RD #B CHARLOTTE NC 282178800, B, CHARLOTTE, NC 28217-8800

Mortgage

Document Number	0023740329
Date	Nov 5, 2018
Book Page	002374/000329
Instrument	21674

Lender

Name	MISCELLANEOUS INS CO
Address	HILLSBORO, OR 97124

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 4, 2043

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Apr 13, 2017
Property Address	107 INDEPENDENCE BLVD, MORGANTON, NC 28655-5501
Document Number	0022870968
Book / Page	002287 / 000968
Instrument Date	Apr 12, 2017
Instrument	3362
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3735 BEAM RD #B CHARLOTTE NC 282178800, B, CHARLOTTE, NC 28217-8800

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00	$240,322 Land $72,288 Building $168,034	$240,322 Land $72,288 Building $168,034

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Compas X-Stream, Verizon.

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