107 Hillcrest Dr, Spencer, NC 28159 Property Records

Rowan County property record for 107 Hillcrest Dr, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,519 sqft · built 2023
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2023)
Tax Bill	$3,100 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`037 021`

Property Details

APN / Parcel Number

Primary APN	`037 021`
Alternative APN	`133627500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	173 ft deep x 167 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	107 HILLCREST DR
City	SPENCER
State	NC
Zip	28159-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 76 .59AC
Legal Lot Number	76
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1025
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 HILLCREST DR, SPENCER, NC 28159-2070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
May 17, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Book / Page	1429 / 747
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 15, 2023
Property Address	107 HILLCREST DR, SPENCER, NC 28159-2070
Document Number	0014290747
Book / Page	1429 / 747
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2066, MONROE, NC 28111-2066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HILLCREST DR, SPENCER, NC 28159-2070

Mortgage

Document Number	0001429748
Date	Sep 15, 2023
Instrument	1429/748

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 17, 2022
Property Address	107 HILLCREST DR, SPENCER, NC 28159-2070
Document Number	0014020188
Book / Page	1402 / 188
Instrument Date	May 10, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 PINEHURST PL, WILMINGTON, NC 28405-5295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2066, MONROE, NC 28111-2066

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,100.00 (+1,603.3%)	$274,414 (+1,601.37%) Land $18,975 Building $255,439	$274,414 (+1,601.37%) Land $18,975 Building $255,439
2023	$182.00	$16,129 Land $16,129	$16,129 Land $16,129

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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