107 Higgins Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 107 Higgins Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,752 sqft · built 1955
Lot Size	0.662 acres (28,820 sqft)
Owner	Individual Name on Record
Tax Bill	$1,072 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024I-B-022.00`

Property Details

APN / Parcel Number

Primary APN	`024I-B-022.00`
Alternative APNs	`086024I B 02200` `000006561`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,752 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,176 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	168 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,820 sqft (0.662 acres)
Lot Dimensions	240 ft deep x 138 ft wide
Garage Type	Detached
Garage Area	1,020 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	264 sqft
Deck Area	154 sqft
Patio Area	540 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	107 HIGGINS AVE
City	ERWIN
State	TN
Zip	37650-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB C PG 141 158X240 IRR
Legal Subdivision	HORACE KYLE & BRANDA DOVER REPLAT
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5012
Census Tract	80400

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 HIGGINS AVE, ERWIN, TN 37650-1857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN COMMERCE BANK
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Oct 18, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2017
Transfer Doc	0000407442
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	107 HIGGINS AVE, ERWIN, TN 37650-1857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	434100
Date	Jun 11, 2020
Book Page	434/100
Instrument	20001024

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank
Address	JOHNSON CITY, TN 37602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	107 HIGGINS AVE, ERWIN, TN 37650-1857
Document Number	407446
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	407446
Date	Oct 18, 2017
Book Page	000407/000446
Instrument	1826

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 18, 2017
Property Address	107 HIGGINS AVE, ERWIN, TN 37650-1857
Document Number	407442
Book / Page	000407 / 000442
Instrument Date	Oct 18, 2017
Instrument	1825
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	813 NINETH ST ERWIN TN 37650, ERWIN, TN 37650

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,075 (-) Land $10,825 Building $30,250	$164,300 (-) Land $43,300 Building $121,000
2024	$1,072.00 (+11.09%)	$41,075 (-) Land $10,825 Building $30,250
2023		$41,075 (-) Land $10,825 Building $30,250
2022	$965.00	$41,075 Land $10,825 Building $30,250	$164,300 Land $43,300 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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