107 Harding Blvd, Cotter, AR 72626 Property Records

Baxter County property record for 107 Harding Blvd, Cotter, AR 72626

Property Summary

Property Type	Commercial
Details	9,410 sqft
Lot Size	0.33 acres (14,418 sqft)
Owner	Company Name on Record
Last Sale	$341,947 (Feb 2021)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-00267-001`

Property Details

APN / Parcel Number

Primary APN	`004-00267-001`
Alternative APN	`26925`

Interior

Stories	2 Stories
Building Area	9,410 sqft Total Area

Exterior

Lot Area	14,418 sqft (0.33 acres)
Canopy	2,798 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	107 HARDING BLVD
City	COTTER
State	AR
Zip	72626
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	(INCLUDES 004-04982-000 IN M&B) LOTS 1119 THROUGH 1126 AND THE SOUTH 7 FEET OF LOT 1127 OF THE CITY OF COTTER, AS SHOWN BY TH
Legal Subdivision	COTTER LOTS
Legal Tract	A-1
Legal Lot Number	1116
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2022
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 TROUT DOCK TRL, COTTER, AR 72626-8010
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Feb 1, 2021	Warranty Deed, Transfer · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Mar 23, 2012 · Amount on Record
Deed Document Number	L202101189
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	107 HARDING BLVD, COTTER, AR 72626
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202112512
Date	Oct 28, 2021
Instrument	L202112512

Lender

Name	ARVEST BANK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	52 Months
Due	Feb 1, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Feb 1, 2021
Property Address	107 HARDING BLVD, COTTER, AR 72626
Document Number	L202101189
Map Reference	MB D PG 370
Instrument Date	Jan 29, 2021
Instrument	L202101189
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ALLEY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 HARDING BLVD, 215, COTTER, AR 72626-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HARDING BLVD, COTTER, AR 72626

Mortgage

Document Number	L202101190
Date	Feb 1, 2021
Instrument	L202101190

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00	$65,270 (-) Land $4,320 Building $60,950
2024	$3,274.00
2023	$3,274.00	$65,270 Land $4,320 Building $60,950	$326,350 Land $21,600 Building $304,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35

May also be available: Reynolds Media, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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