107 Harbor Ave, Madison, CT 06443 Property Records

Madison Town property record for 107 Harbor Ave, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,542 sqft · built 1928
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$429,000 (Feb 2018)
Tax Bill	$14,020 (2026)
Deeds & Mortgages	Jul 2023 Transfer Oct 2022 Refinance
Flood Zone	Zone AE (high risk)
APN	`MADI M:13 B:85`

Property Details

APN / Parcel Number

Primary APN	`MADI M:13 B:85`
Alternative APNs	`00030800` `30800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,542 sqft Living Area
Gross Area	5,390 sqft
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	30800
Street Address	107 HARBOR AVE
City	MADISON
State	CT
Zip	06443-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	85
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3016
Census Tract	194102

Owner

107 Harbor Ave is held in a trust since April 2023.

Source: Madison Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	27 FORGE WAY, DUXBURY, MA 02332-4743
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on File
Deed Sale	Feb 13, 2018 · Amount on File
Deed Book / Page	2054 / 192
Last Transfer Date	Apr 26, 2023
Transfer Doc	002282-391
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Jul 6, 2023
Property Address	107 HARBOR AVE, MADISON, CT 06443-2815
Document Number	002282-391
Book / Page	2282 / 391
Instrument Date	Apr 26, 2023
Instrument	2023-1306
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 FORGE WAY, DUXBURY, MA 02332-4743

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	107 HARBOR AVE, MADISON, CT 06443-2815
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002275-249
Date	Oct 14, 2022
Book Page	2275/249
Instrument	2022-2521

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 107 Harbor Ave was $14,020, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,020.00 (+2.81%)	$608,000 (-) Land $288,800 Building $307,900	$1,148,272 (+169.8%)
2025	$13,637.00	$608,000 Land $288,800 Building $319,200	$425,600 Land $202,160 Building $223,440
2023	$13,355.00 (+1.91%)	$445,600 (-) Land $205,800 Building $239,800
2022	$13,105.00	$445,600 Land $205,800 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Harbor Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 107 Harbor Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Ave

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