107 Hacker St, Buffalo, IA 52728 Property Records

Scott County property record for 107 Hacker St, Buffalo, IA 52728

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,030 sqft · built 1965
Lot Size0.109 acres (4,748 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Apr 2026)
Tax Bill$1,896 (2026)
Deeds & MortgagesApr 2020 Mortgage
Apr 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN722248101011

Property Details

APN / Parcel Number

Primary APN722248101011

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,030 sqft Living Area
1st Floor Area806 sqft
Basement Area806 sqft
Unfinished Basement806 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,748 sqft (0.109 acres)
Lot Dimensions66 ft deep x 70 ft wide

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area25 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address107 HACKER ST
CityBUFFALO
StateIA
Zip52728-7767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHECKLE & KAUTZ'S ADD LOT: 001 BLOCK: 001 HECKLE & KAUTZ'S ADDN 1/2 LOT 1 BLK 1
Legal SubdivisionHECKLE & KAUTZ'S ADD
Legal Block1
Legal Lot Number1
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3037
Census Tract10401

Owner

107 Hacker St is owned and occupied by an individual who bought it in April 2026.

Source: Scott County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address107 HACKER ST, BUFFALO, IA 52728-7767
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2020Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 7, 2026Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Apr 7, 2026Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Jul 10, 2023Warranty Deed, Transfer · Conventional Mortgage
ASCENTRA CU
Mar 10, 2008Special Warranty Deed, Transfer · Stand-Alone First Mortgage
THE NATIONAL BANK
Sep 13, 2005Warranty Deed, Transfer · ARM
ACCREDITED HOME LENDERS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2026 · Amount on File
Deed SaleApr 7, 2026 · Amount on File
Prior SaleJul 10, 2023 · Amount on File
Deed Document Number20267372
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address107 HACKER ST, BUFFALO, IA 52728-7767
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000010003
DateApr 16, 2020
Instrument202000010003
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateApr 7, 2026
Property Address107 HACKER ST, BUFFALO, IA 52728-7767
Document Number0000007372
Instrument DateApr 6, 2026
Instrument20267372
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,967.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 HACKER ST, BUFFALO, IA 52728-7767

Mortgage

Document Number0000007373,
DateApr 7, 2026
Instrument20267373
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.01%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateApr 7, 2026
Property Address107 HACKER ST, BUFFALO, IA 52728-7767
Document Number2026007372
Instrument DateApr 6, 2026
Instrument20267372
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,967.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 HACKER ST, BUFFALO, IA 52728-7767

Mortgage

Document Number0000007373,
DateApr 7, 2026
Instrument20267373
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate5.62%
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateJul 10, 2023
Property Address107 HACKER ST, BUFFALO, IA 52728-7767
Document Number202300011943
Instrument DateJun 17, 2023
Instrument202300011943
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$216.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 HACKER ST, BUFFALO, IA 52728-7767

Mortgage

Document Number202300011944
DateJul 10, 2023
Instrument202300011944
Lender
NameASCENTRA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateJul 1, 2033
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index1-Year CMT
Max Rate12.5%

March 2008: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSCOTT IA
Recording DateMar 10, 2008
Property Address107 HACKER ST, BUFFALO, IA 52728-7767
Document Number200800005938
Instrument DateMar 3, 2008
Instrument2008-00005938
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$98.40
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 11, BUFFALO, IA 52728-0011

Mortgage

Document Number200800005939
DateMar 10, 2008
Instrument2008-00005939
Lender
NameTHE NATIONAL BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2038

September 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT IA
Recording DateSep 13, 2005
Property Address107 HACKER ST, BUFFALO, IA 52728-7767
Document Number200500030567
Instrument DateJul 21, 2005
Instrument2005-00030567
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$137.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 HACKER ST, BUFFALO, IA 52728-7767

Mortgage

Document Number200500030568
DateSep 13, 2005
Instrument2005-00030568
Lender
NameACCREDITED HOME LENDERS INC
TypeSubprime Lender
Agreement
TypeARM
AmountAmount on Record
Term359 Months
DueAug 1, 2035
Interest
Rate TypeAdjustable Rate
Rate9.5%
Type Change DateAug 1, 2007
Change Frequency6 Months
Min Rate At Change9.5%
Max Rate At Change11%
Index6-Month LIBOR
Margin8
Max Rate16.5%

Tax Assessment & Valuation

The 2026 property tax bill for 107 Hacker St was $1,896.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,896.00$144,200 (+11.44%) Land $9,500 Building $134,700$144,200 (+11.44%) Land $9,500 Building $134,700
2025$1,896.00 (-4.05%)$129,400 Land $9,500 Building $119,900$129,400 Land $9,500 Building $119,900
2024$1,976.00
2023$112,000 (+21.69%) Land $9,500 Building $102,500$112,000 Land $9,500 Building $102,500
2022$1,624.00 (+2.01%)$92,040 Land $7,840 Building $84,200
2021$1,592.00$92,040 Land $7,840 Building $84,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Hacker St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims41 (1982–2019)
Claims Outside the SFHA12 of 41
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 10 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Hacker St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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