Clayton County property record for 107 Ginger Ave, Elkader, IA 52043 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,044 sqft · built 2021 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Jun 2021) |
| Tax Bill | $4,938 (2024) |
| Deeds & Mortgages | May 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 2523202028 |
| Primary APN | 2523202028 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Finished Basement | 1,250 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 615 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 107 GINGER AVE |
|---|---|
| City | ELKADER |
| State | IA |
| Zip | 52043-7600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKADER BREEZY SUMMIT ADDN. LOT 13 - 19 AND LOT A OF VAC 5TH ST EXC LOT 1 OF 16 |
| Legal Lot Number | 1,13-19 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | BOARDMAN |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 70300 |
Source: Clayton County records · APN 2523202028
Assessment roll updated May 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 GINGER AVE, ELKADER, IA 52043-7600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 2021R03284 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 107 GINGER AVE, ELKADER, IA 52043-7600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021R01871 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021R01871 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clayton County records · Assessment roll updated May 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Elkader City |
| Unified School District | Central Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $327,509 (+47.85%) Land $45,540 Building $281,969 | $327,509 (+47.85%) Land $45,540 Building $281,969 | |
| 2024 | $4,938.00 (+9.44%) | ||
| 2023 | $221,513 Land $39,600 Building $181,913 | $221,513 Land $39,600 Building $181,913 | |
| 2022 | $4,512.00 |
Source: FEMA National Flood Hazard Layer, Clayton County (19043C), updated September 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190430703003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1991–2008) |
| Most Recent Claim | Jun 2008, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low above 20% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Alpine Communications | Fiber | 500 / 500 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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