107 Gilbert Dr, Franklin, TN 37064 Property Records

Williamson County property record for 107 Gilbert Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,620 sqft · built 1985
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (May 2018)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`106H-C-091.00-000`

Property Details

APN / Parcel Number

Primary APN	`106H-C-091.00-000`
Alternative APNs	`094106H C 09100` `231285`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,620 sqft Living Area
Gross Area	3,257 sqft
1st Floor Area	2,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	637 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	197 sqft
Patio Area	80 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	107 GILBERT DR
City	FRANKLIN
State	TN
Zip	37064-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD ELLINGTON PARK SEC 5 PB 4 PG 36 LOT 0061
Legal Subdivision	ELLINGTON PARK
Legal Lot Number	0061
Jurisdiction	WILLIAMSON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2025
Census Tract	50908

Owner

Source: Williamson County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 GILBERT DR, FRANKLIN, TN 37064-5023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC
Jun 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 22, 2018	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Jul 17, 2000 · Amount on Record
Deed Document Number	201819165
Deed Book / Page	7368 / 311
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 28, 2026
Property Address	107 GILBERT DR, FRANKLIN, TN 37064-5023
Document Number	0000027002
Book / Page	10091 / 260
Instrument Date	Jun 30, 2026
Instrument	202627002
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GILBERT DR, FRANKLIN, TN 37064-5023

Mortgage

Document Number	0000027002,
Date	Jul 28, 2026
Book Page	10091/260
Instrument	202627002

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	107 GILBERT DR, FRANKLIN, TN 37064-5023
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	BRENTWOOD TITLE AND ESCROW LLC, BRENTWOOD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084440924
Date	Mar 2, 2021
Book Page	8444/924
Instrument	21012490

Lender

Name	ACOPIA LLC
Type	Mortgage Company
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	107 GILBERT DR, FRANKLIN, TN 37064-5023
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090180164
Date	Jun 2, 2022
Book Page	9018/164
Instrument	22025051

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	107 GILBERT DR, FRANKLIN, TN 37064-5023
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077170773
Date	Aug 21, 2019
Book Page	7717/0773
Instrument	19033281

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 22, 2018
Property Address	107 GILBERT DR, FRANKLIN, TN 37064-5023
Document Number	0073680311
Book / Page	7368 / 0311
Map Reference	MB4 PG36
Instrument Date	May 21, 2018
Instrument	18019165
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	HOMELAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,702.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 GILBERT DR, FRANKLIN, TN 37064-5023

Mortgage

Document Number	0018019166
Date	May 22, 2018
Instrument	18019166

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00 (-46.87%)	$198,325 (+53.71%) Land $61,650 Building $136,675	$793,300 (+53.71%) Land $246,600 Building $546,700
2024	$4,852.00 (+1%)
2023	$2,426.00	$129,025 (-) Land $44,675 Building $84,350	$516,100 (-) Land $178,700 Building $337,400
2022	$2,426.00	$129,025 Land $44,675 Building $84,350	$516,100 Land $178,700 Building $337,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (2003–2026)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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