Madison County property record for 107 FreyBrook Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $557,000 (Aug 2026) |
| Tax Bill | $4,589 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0041-0016-0012 |
| Primary APN | 0041-0016-0012 |
|---|---|
| Alternative APNs |
|
| Lot Area | 46,174 sqft (1.06 acres) |
|---|
| Account Number | 59797 |
|---|---|
| Street Address | 107 FREYBROOK DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREYBROOK LOT 12 PH 1 |
| Legal Subdivision | FREYBROOK ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10701 |
107 FreyBrook Dr is owned and occupied by an individual who bought it in August 2026.
Source: Madison County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 FREYBROOK DR, RICHMOND, KY 40475-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DFT2 FINANCIAL LLC |
| Aug 7, 2026 | Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC |
| Nov 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Deed Document Number | 202614367451 |
| Deed Book / Page | 886 / 684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 107 FREYBROOK DR, RICHMOND, KY 40475-3314 |
| Document Number | 0014367452 |
| Book / Page | 2491 / 337 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202614367452 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 828 MELANIE LN, RICHMOND, KY 40475-2784 |
| Document Number | 0014367452, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 2491/337 |
| Instrument | 202614367452 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 107 FREYBROOK DR, RICHMOND, KY 40475-3314 |
| Document Number | 0014367451 |
| Book / Page | 886 / 684 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202614367451 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | LAND TITLE, LAND GROUP TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56,257.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 FREYBROOK DR, RICHMOND, KY 40475-3314 |
| Document Number | 0014367452, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202614367452 |
| Name | DFT2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 107 FREYBROOK DR, RICHMOND, KY 40475-3314 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 107 FREYBROOK DR, RICHMOND, KY 40475-3314 |
| Document Number | 0M2271/380 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | M2271/380 |
| Instrument | 2014179120 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 107 FreyBrook Dr was $4,589.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,589.00 | $486,667 | $486,667 |
| 2023 | $258.00 | $26,666 | $26,666 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 107 FreyBrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 107 FreyBrook Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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