107 Frances Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 107 Frances Ct, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1976
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2022)
Tax Bill	$1,175 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`15113 03100`

Property Details

APN / Parcel Number

Primary APN	`15113 03100`
Alternative APN	`193922`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,473 sqft (0.47 acres)
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	107 FRANCES CT
City	GASTONIA
State	NC
Zip	28056-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTH HILLS BLK A L 7 15 113 031 00 000
Legal Subdivision	SOUTH HILL SUBDIVISION
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1001
Census Tract	33308

Owner

107 Frances Ct is owned and occupied by an individual who bought it in April 2022.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	107 FRANCES CT, GASTONIA, NC 28056-8512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Book / Page	5328 / 2313
Prior Transfer Date	Aug 23, 2005
Prior Transfer Doc	0041570078
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 14, 2022
Property Address	107 FRANCES CT, GASTONIA, NC 28056-8512
Document Number	0053282313
Book / Page	5328 / 2313
Map Reference	MB 31 PG 10
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 TALL PINES CT, 126, LAKE WYLIE, SC 29710-8965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FRANCES CT, GASTONIA, NC 28056-8512

Mortgage

Document Number	0053282315
Date	Apr 14, 2022
Instrument	5328/2315

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 18, 2021
Property Address	107 FRANCES CT, GASTONIA, NC 28056-8512
Document Number	0052871170
Book / Page	5287 / 1170
Map Reference	MB 31 PG 10
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 WEST CIR HUDSON BLVD3, 1020, GASTONIA, NC 28054-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 BELEEK RIDGE LN, CLOVER, SC 29710-6095

Tax Assessment & Valuation

The 2026 property tax bill for 107 Frances Ct was $1,175.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,175.00	$164,680 (-) Land $17,500 Building $147,180
2025	$1,175.00	$164,680 Land $17,500 Building $147,180
2023	$1,144.00	$164,680 Land $17,500 Building $147,180
2021			$61,870 Land $13,500 Building $48,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Frances Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Frances Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH HILL S/D private · serves 30 people · EPA ID NC0136310
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frances Ct

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