107 Frances Ave, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 107 Frances Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1961
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (May 2026)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-10401-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`12-10401-0000-00016`
Alternative APNs	`121040100016` `00048700`

Interior

Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	00048700
Street Address	107 FRANCES AVE
City	STANHOPE
State	NJ
Zip	07874-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INCL BLK 2 LOTS 78 & 79
Legal Subdivision	LAKE HOPATCONG HEIGHTS
Legal Block	10401
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	1
Census Block	1008
Census Tract	374800

Owner

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 21, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
May 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Sep 21, 2023 · Amount on File
Deed Document Number	20268670
Deed Book / Page	10454 / 108
Prior Transfer Date	Jan 2, 2021
Prior Transfer Doc	0036360027
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 11, 2026
Property Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415
Document Number	0000008670
Book / Page	10454 / 108
Instrument Date	Mar 23, 2026
Instrument	20268670
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,515.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 21, 2023
Property Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415
Document Number	0102701139
Book / Page	10270 / 1139
Instrument Date	Aug 9, 2023
Instrument	2023016713
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 3RD ST, KENVIL, NJ 07847-2526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 FRANCES AVENUE, HOPATCONG, NJ 07843

Mortgage

Document Number	2023016714
Date	Sep 21, 2023
Instrument	2023016714

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	SOHO ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101790750
Date	Jul 18, 2022
Book Page	10179/750
Instrument	20220718010218950

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	SOHO ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101790766
Date	Jul 18, 2022
Book Page	10179/766
Instrument	20220718010218960

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	May 17, 2022
Property Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415
Document Number	0036360027
Book / Page	3636 / 27
Instrument Date	Jan 2, 2021
Instrument	20220517010165550
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 FRANCES AVE, 107, STANHOPE, NJ 07874-2415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FRANCES AVE, STANHOPE, NJ 07874-2415

Mortgage

Document Number	20220517010165560
Date	May 17, 2022
Instrument	20220517010165560

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	165 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,500 (-) Land $103,600 Building $122,900	$226,500 (-) Land $103,600 Building $122,900
2025	$5,015.00 (+6.18%)	$226,500 (+82.81%) Land $103,600 Building $122,900	$226,500 (+82.81%) Land $103,600 Building $122,900
2024	$4,723.00 (+11.16%)
2023		$123,900 (-) Land $65,800 Building $58,100	$123,900 (-) Land $65,800 Building $58,100
2022	$4,249.00 (+1.72%)	$123,900 Land $65,800 Building $58,100	$123,900 Land $65,800 Building $58,100
2021	$4,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPATCONG WATER DEPT serves 7,224 people · EPA ID NJ1912001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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