107 Forest Ln, Swansboro, NC 28584 Property Records

Onslow County property record for 107 Forest Ln, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,249 sqft · built 2006
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2026)
Tax Bill	$3,125 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1319A-156`

Property Details

APN / Parcel Number

Primary APN	`1319A-156`
Alternative APNs	`490030383` `447959000` `068183`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,249 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	220 ft deep x 84 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490030383
Street Address	107 FOREST LN
City	SWANSBORO
State	NC
Zip	28584-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20SF
Legal Description	L4 S1 FORESTBROOK S/F 1319 242 SERENITY DEVELOPE
Legal Subdivision	FORESTBROOK S1 REVISED
Legal Lot Number	4
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2007
Census Tract	105

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 FOREST LN, SWANSBORO, NC 28584-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage ON Q FINANCIAL INC
Feb 28, 2019	Warranty Deed, Transfer · VA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Book / Page	6565 / 125
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 7, 2026
Property Address	107 FOREST LN, SWANSBORO, NC 28584-9779
Document Number	6565000125
Book / Page	6565 / 125
Instrument Date	Mar 31, 2026
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FOREST LN, SWANSBORO, NC 28584-9779

Mortgage

Document Number	6565000129,
Date	Apr 7, 2026
Book Page	6565/129

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	107 FOREST LN, SWANSBORO, NC 28584-9779
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053250781
Date	Dec 1, 2020
Book Page	5325/781

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	107 FOREST LN, SWANSBORO, NC 28584-9779
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051010901
Date	Feb 5, 2020
Book Page	5101/901

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 28, 2019
Property Address	107 FOREST LN, SWANSBORO, NC 28584-9779
Document Number	0049030479
Book / Page	4903 / 479
Map Reference	MB50 PG136 SL L-1234
Instrument Date	Jan 29, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2813 MILLS LAKE WYND, 2813, HOLLY SPRINGS, NC 27540-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FOREST LN, SWANSBORO, NC 28584-9779

Mortgage

Document Number	0004903482
Date	Feb 28, 2019
Instrument	4903/482

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,125.00	$387,261 (+24.53%) Land $85,000 Building $302,261	$387,261 (+24.53%) Land $85,000 Building $302,261
2025	$3,125.00	$310,982 (-) Land $65,000 Building $245,982	$310,982 (-) Land $65,000 Building $245,982
2023	$3,125.00	$310,982 Land $65,000 Building $245,982	$310,982 Land $65,000 Building $245,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Nearby Flood Policies	70 in force
Nearby Flood Claims	7 (2018–2020)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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