Westchester County and Rye City property record for 107 Florence Ave, Rye, NY 10580 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,106 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,850,000 (Jul 2020) |
| Tax Bill | $20,712 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2020 Sale & Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-5-2-53 |
| Primary APN | 551400 153-5-2-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| 2nd Floor Area | 1,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 107 FLORENCE AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF BRADFORD PARK |
| Legal Block | 2 |
| Legal Lot Number | 53.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records · APN 551400 153-5-2-53
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 FLORENCE AVE, RYE, NY 10580-1234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2023 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Jul 08, 2020 | Bargain and Sale Deed, Transfer · Stand-Alone Refinance CITIBANK NA |
| Jun 26, 2020 | Loan Modification, Mortgage CITIBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2020 · Amount on Record |
| Deed Sale | Jul 08, 2020 · Amount on Record |
| Prior Sale | Jan 12, 2004 · Amount on Record |
| Deed Document Number | 2020601753576 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 107 FLORENCE AVE, RYE, NY 10580-1234 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 107 FLORENCE AVE, RYE, NY 10580-1234 |
| Document Number | 0630953256 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 630953256 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 08, 2020 |
| Property Address | 107 FLORENCE AVE, RYE, NY 10580-1234 |
| Document Number | 0601753576 |
| Map Reference | VOL 12 PG 29 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 601753576 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 FLORENCE AVE, 107, RYE, NY 10580-1234 |
| Name | Verified Name |
|---|---|
| Address | 56 BEVERLY DR, RYE, NY 10580-2502 |
| Document Number | 0601843647 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 601843647 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 7.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 107 FLORENCE AVE, RYE, NY 10580-1234 |
| Document Number | 0601843647 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 56 BEVERLY DR RYE NY 105802502, RYE, NY 10580-2502 |
| Document Number | 0601843647 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 060184/003647 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2222 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,712.00 | $29,600 (-) Land $5,800 Building $23,800 | $2,508,474 (+6.78%) Land $491,525 Building $2,016,949 |
| 2024 | $29,600 (-) Land $5,800 Building $23,800 | $2,349,206 (+2.38%) Land $460,317 Building $1,888,889 | |
| 2023 | $29,600 Land $5,800 Building $23,800 | $2,294,573 Land $449,612 Building $1,844,961 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190075001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 45 individual NFIP policies nearby |
| Nearby Flood Policies | 45 in force 43 of 45 on primary residences |
| Nearby Flood Claims | 72 (1978–2024) |
| Claims Outside the SFHA | 35 of 72 |
| Most Recent Claim | Aug 2024, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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