Hoke County property record for 107 Flag Ln, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,106 sqft · built 2012 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Nov 2020) |
| Tax Bill | $1,860 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 494670401282 |
| Primary APN | 494670401282 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 1,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 76 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 244261 |
|---|---|
| Street Address | 107 FLAG LN |
| City | RAEFORD |
| State | NC |
| Zip | 28376-8786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14 COLONIAL LANDING 4-23/6 |
| Legal Subdivision | COLONIAL CHARTERS |
| Jurisdiction | HOKE NC |
| Township / Civil Division | MCLAUCHLIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970105 |
107 Flag Ln is owned and occupied by two individuals who bought it in November 2020.
Source: Hoke County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 FLAG LN, RAEFORD, NC 28376-8786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Nov 24, 2020 | Warranty Deed, Transfer · VA Mortgage ACOPIA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Oct 22, 2012 · Amount on File |
| Deed Document Number | 20209410 |
| Deed Book / Page | 1345 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Oct 5, 2026 |
| Property Address | 107 FLAG LN, RAEFORD, NC 28376-8786 |
| Document Number | 0000007297 |
| Book / Page | 1682 / 932 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 20267297 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1615 INVERNESS DR, FAYETTEVILLE, NC 28304-4948 |
| Document Number | 0000007297, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 1682/932 |
| Instrument | 20267297 |
| Name | GERSHMAN INVESTMENT CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 107 FLAG LN, RAEFORD, NC 28376-8786 |
| Document Number | 001345/235 |
| Book / Page | 1345 / 235 |
| Map Reference | CAB 4 SL 4-23 MAP 00 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 9410 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 932 SAINT JOHNS DR, 932, MARYVILLE, TN 37801-9607 |
| Name | Verified Name |
|---|---|
| Address | 107 FLAG LN, RAEFORD, NC 28376-8786 |
| Document Number | 0000009411 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 9411 |
| Name | ACOPIA LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Number | 001345/249 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 1345/249 |
| Instrument | 9412 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 107 Flag Ln was $1,860.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,860.00 | $213,660 (-) Land $26,400 Building $187,260 | $213,660 (-) Land $26,400 Building $187,260 |
| 2025 | $1,860.00 | $213,660 Land $26,400 Building $187,260 | $213,660 Land $26,400 Building $187,260 |
| 2023 | $213,660 Land $26,400 Building $187,260 | $213,660 (-) Land $26,400 Building $187,260 | |
| 2022 | $1,860.00 | $213,660 Land $26,400 Building $187,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Flag Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Flag Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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