107 Fifth St, Spreckels, CA 93962 Property Records

Monterey County property record for 107 Fifth St, Spreckels, CA 93962

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,504 sqft · built 2010
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Nov 2017)
Tax Bill	$9,675 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 7 more
Flood Zone	Zone X (moderate risk)
APN	`177-051-016-000`

Property Details

APN / Parcel Number

Primary APN	`177-051-016-000`
Alternative APN	`177-051-016`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,504 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	177-051-016
Street Address	107 FIFTH ST
City	SPRECKELS
State	CA
Zip	93962-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF SPRECKELS LOT 13 BLK O
Legal Subdivision	TOWN OF SPRECKELS
Legal Block	O
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1088
Census Tract	10606

Owner

Source: Monterey County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 20, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 7, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 17, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Oct 21, 2015 · Amount on Record
Deed Document Number	201764107
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000044144
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 25, 2021
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000044142
Map Reference	VOL 1 PG 71
Instrument Date	Jun 11, 2021
Instrument	2021044142
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FIFTH ST, SPRECKELS, CA 93962-2416

Mortgage

Document Number	0000044143
Date	Jun 25, 2021
Instrument	2021044143

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 25, 2021
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000044144
Map Reference	VOL 1 PG 71
Instrument Date	Jun 11, 2021
Instrument	2021044144
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	107 FIFTH ST, SPRECKELS, CA 93962-2416

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 20, 2021
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000003925
Map Reference	VOL 31 PG 57
Instrument Date	Nov 15, 2020
Instrument	2021003925
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	107 FIFTH ST, SPRECKELS, CA 93962-2416

Mortgage

Document Number	0000003926
Date	Jan 20, 2021
Instrument	2021003926

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 20, 2021
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000003927
Instrument Date	Nov 15, 2020
Instrument	3927
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	107 FIFTH ST SPRECKELS CA 939622416, SPRECKELS, CA 93962-2416

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 16, 2020
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000018766
Map Reference	VOL 31 PG 57
Instrument Date	Apr 14, 2020
Instrument	2020018766
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	107 FIFTH ST, SPRECKELS, CA 93962-2416

Mortgage

Document Number	0000018767
Date	Apr 16, 2020
Instrument	2020018767

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 7, 2019
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000044836
Instrument Date	Aug 21, 2019
Instrument	44836
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	107 FIFTH ST SPRECKELS CA 939622416, SPRECKELS, CA 93962-2416

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 7, 2019
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000044834
Map Reference	VOL 31 PG 57
Instrument Date	Aug 21, 2019
Instrument	2019044834
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FIFTH ST, SPRECKELS, CA 93962-2416

Mortgage

Document Number	0000044835
Date	Oct 7, 2019
Instrument	2019044835

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 22, 2018
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000007518
Instrument Date	Feb 16, 2018
Instrument	7518
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 7663 SPRECKELS CA 939627663, SPRECKELS, CA 93962-7663

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 17, 2017
Property Address	107 FIFTH ST, SPRECKELS, CA 93962-2416
Document Number	0000064107
Map Reference	VOL1 PG71
Instrument Date	Nov 13, 2017
Instrument	2017064107
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 7663, SPRECKELS, CA 93962-7663

Mortgage

Document Number	0000064108
Date	Nov 17, 2017
Instrument	2017064108

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$777,586 (+2%) Land $232,114 Building $545,472
2025	$9,675.00 (+12.57%) Homeowner's exemption	$762,340 (+4.04%) Land $227,563 Building $534,777
2023	$8,595.00 (-0.57%) Homeowner's exemption	$732,739 Land $218,727 Building $514,012
2022	$8,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1998–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TASCO SPRECKELS WATER COMPANY private · serves 672 people · EPA ID CA2710023
Water Source	Groundwater
Last State Inspection	Dec 2023
Also Mapped Here	CWSC SALINAS HILLS
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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