107 Fairway Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 107 Fairway Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,734 sqft · built 1996
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Jan 2024)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-449-004-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-449-004-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Basement Area	1,734 sqft
Unfinished Basement	1,734 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	684 sqft
Porch	Slab
Porch Area	90 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 FAIRWAY DR
City	WATERLOO
State	IL
Zip	62298-1581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	PART LOT 4 EAST RIDGE 5
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	4
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1007
Census Tract	600401

Owner

107 Fairway Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 FAIRWAY DR, WATERLOO, IL 62298-1581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE BANK
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2024 · Amount on File
Deed Sale	Jan 12, 2024 · Amount on File
Deed Document Number	2024431768
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000410670
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jan 12, 2024
Property Address	107 FAIRWAY DR, WATERLOO, IL 62298-1581
Document Number	0000431768
Instrument Date	Jan 11, 2024
Instrument	431768
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$423.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 FAIRWAY DR, WATERLOO, IL 62298-1581

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	107 FAIRWAY DR, WATERLOO, IL 62298-1581

Mortgage

Document Number	0000431771
Date	Jan 12, 2024
Instrument	431771

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 6, 2025

Interest

Rate Type	Fixed Rate
Rate	8.28%

Mortgage

Document Number	0000431770
Date	Jan 12, 2024
Instrument	431770

Lender

Name	STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 6, 2025

Interest

Rate Type	Fixed Rate
Rate	8.28%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Sep 2, 2020
Property Address	107 FAIRWAY DR, WATERLOO, IL 62298-1581
Document Number	0000410670
Instrument Date	Aug 26, 2020
Instrument	410670
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ILLINOIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 FAIRWAY DR, WATERLOO, IL 62298-1581

Mortgage

Document Number	0000410671
Date	Sep 2, 2020
Instrument	410671

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 107 Fairway Dr was $4,882 with a homeowner's exemption, down 8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (-7.99%) Homeowner's exemption	$98,260 Land $16,460 Building $81,800	$294,780 Land $49,380 Building $245,400
2024	$5,306.00
2022	Additional exemption filed	$74,320 Land $15,200 Building $59,120	$222,960 Land $45,600 Building $177,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Fairway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Fairway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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