Glynn County property record for 107 Enclave Ln, Saint Simons Island, GA 31522
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,734 sqft · built 2017 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $9,753 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-09384 |
| Primary APN | 04-09384 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,734 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Pool Area | 360 sqft |
| Porch | Porch |
| Porch Area | 1,080 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 107 ENCLAVE LN |
|---|---|
| City | SAINT SIMONS ISLAND |
| State | GA |
| Zip | 31522-5293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDG |
| Legal Description | 11 ENCLAVE PCL 5A |
| Legal Subdivision | 0028-00 |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Jurisdiction | GLYNN GA |
| Township / Civil Division | ST. SIMONS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 303 |
107 Enclave Ln is owner-occupied and held in a trust since April 2022.
Source: Glynn County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 107 ENCLAVE LN, SAINT SIMONS ISLAND, GA 31522-5293 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Apr 13, 2022 | Warranty Deed, Transfer |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 |
| Deed Sale | Apr 18, 2022 |
| Prior Sale | Jan 29, 2015 · Amount on File |
| Deed Document Number | 20221787 |
| Deed Book / Page | 4669 / 385 |
| Prior Transfer Date | Apr 13, 2022 |
| Prior Transfer Doc | 0046690385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 107 ENCLAVE LN, ST SIMONS ISLAND, GA 31522-5293 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037990320 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 3799/320 |
| Instrument | 632017011066 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLYNN GA |
| Recording Date | Apr 13, 2022 |
| Property Address | 107 ENCLAVE LN, SAINT SIMONS ISLAND, GA 31522-5293 |
| Document Number | 0046690385 |
| Book / Page | 4669 / 385 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022-001787 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 ENCLAVE LN, ST SIMONS ISLAND, GA 31522-5293 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLYNN GA |
| Property Address | 107 ENCLAVE LN, ST SIMONS ISLAND, GA 31522-5293 |
| Document Number | 0042780030 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 107 ENCLAVE LN ST SIMONS ISLAND GA 315225293, ST SIMONS ISLAND, GA 31522-5293 |
| Document Number | 0042780030 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 004278/000030 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2045 |
The 2026 property tax bill for 107 Enclave Ln was $9,753, up 23.7% from the year before.
Source: Glynn County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Glynn County |
| Unified School District | Glynn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,753.00 (+23.67%) | $388,920 (+23.67%) Land $88,000 Building $300,920 | $972,300 (+23.67%) Land $220,000 Building $752,300 |
| 2025 | $7,886.00 | $314,480 Land $72,000 Building $242,480 | $786,200 Land $180,000 Building $606,200 |
| 2023 | $295,800 (-) Land $72,000 Building $223,800 | $739,500 (-) Land $180,000 Building $559,500 | |
| 2022 | $7,418.00 | $295,800 Land $72,000 Building $223,800 | $739,500 Land $180,000 Building $559,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Enclave Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 572 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 687 units insured incl. 115 condo units |
| Nearby Flood Claims | 35 (2005–2024) |
| Claims Outside the SFHA | 3 of 35 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Enclave Ln is high, ranking above 87% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 99.5% of Georgia |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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