Berks County property record for 107 Emerald Ave, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,153 sqft · built 1950 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,900 (Sep 2001) |
| Tax Bill | $2,269 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5327-17-11-7038 |
| Primary APN | 5327-17-11-7038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Basement Area | 289 sqft |
| Finished Basement | 289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 23149950 |
|---|---|
| Street Address | 107 EMERALD AVE |
| City | READING |
| State | PA |
| Zip | 19606-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PENNSIDE ADD 02 |
| Legal Block | 11 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER ALSACE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12300 |
107 Emerald Ave is owned and occupied by an individual who acquired it in February 2019.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 EMERALD AVE, READING, PA 19606-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Aug 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 29, 2020 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Nov 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Feb 22, 2019 | Quit Claim Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2001 · Amount on File |
| Deed Sale | Sep 7, 2001 · Amount on File |
| Deed Document Number | 200149876 |
| Deed Book / Page | 3393 / 1941 |
| Last Transfer Date | Feb 12, 2019 |
| Transfer Doc | 0000005357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 107 EMERALD AVE, READING, PA 19606-1430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000022985 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023022985 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 11, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 107 EMERALD AVE, READING, PA 19606-1430 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013545 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022013545 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Apr 6, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 107 EMERALD AVE, READING, PA 19606-1430 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000043776 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021043776 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 107 EMERALD AVE, READING, PA 19606-1430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025236 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020025236 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Jul 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 107 EMERALD AVE, READING, PA 19606-1430 |
| Document Number | 0000011906 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 107 EMERALD AVE READING PA 196061430, READING, PA 19606-1430 |
| Document Number | 0000011906 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 11906 |
| Name | PENNYMAC |
|---|---|
| Address | SANTA ANA, CA 92705 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 22, 2019 |
| Property Address | 107 EMERALD AVE, READING, PA 19606-1430 |
| Document Number | 0000005357 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 5357 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2019 |
| Title Company | SOLIDIFI TITLE AGENCY LIMITED-0506, SOLIDIFI TITLE AGCY LTD-0506 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 EMERALD AVE READING PA 196061430, READING, PA 19606-1430 |
| Document Number | 5358 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 5358 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2049 |
The 2026 property tax bill for 107 Emerald Ave was $2,269 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Alsace Township |
| Unified School District | Antietam School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,269.00 Homeowner's exemption | $103,800 Land $26,400 Building $77,400 | $26,400 Land $26,400 |
| 2024 | $2,040.00 | $103,800 Land $26,400 Building $77,400 | |
| 1994 | $103,800 Land $26,400 Building $77,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Emerald Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2001–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Emerald Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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