Lonoke County property record for 107 Elm St, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,464 sqft |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,600 (Aug 2022) |
| Tax Bill | $1,242 (2024) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-80529-000 |
| Primary APN | 800-80529-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 2,464 sqft |
| Flooring | Carpet |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 320 sqft |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 39593 |
|---|---|
| Street Address | 107 ELM ST |
| City | WARD |
| State | AR |
| Zip | 72176-9449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW SE |
| Legal Range | 09W |
| Legal Township | 05N |
| Legal Section | 27 |
| Legal Subdivision | WARD CITY AREA |
| Legal Block | 1 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | WARD |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 20102 |
Source: Lonoke County records, as of October 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1003, CABOT, AR 72023-1003 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on Record |
| Deed Sale | Aug 22, 2022 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 20229995 |
| Prior Transfer Date | Jun 30, 1992 |
| Prior Transfer Doc | 0263000698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 107 ELM ST, WARD, AR 72176-9449 |
| Document Number | 0000007231 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 107 ELM ST WARD AR 721769449, WARD, AR 72176-9449 |
| Document Number | 0000007231 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 7231 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 23, 2039 |
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Ward City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,410 Land $1,090 Building $23,320 | $122,050 (-) Land $5,450 Building $116,600 | |
| 2024 | $1,242.00 | ||
| 2023 | $1,242.00 (+44.76%) | $122,050 Land $5,450 Building $116,600 | |
| 2022 | $858.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARD WATERWORKS serves 12,579 people · EPA ID AR0000345 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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