107 Elm St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 107 Elm St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,944 sqft · built 1992
Lot Size	0.483 acres (21,042 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (Sep 2023)
Tax Bill	$8,566 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0010A B:00000 L:0033A`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0010A B:00000 L:0033A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,184 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,042 sqft (0.483 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	107 ELM ST
City	GEORGETOWN
State	MA
Zip	01833-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	33A
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2010
Census Tract	265101

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 ELM ST, GEORGETOWN, MA 01833-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTY MORTGAGE INC
Sep 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	20231410
Deed Book / Page	41751 / 546
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Recording Date	Jun 9, 2026
Property Address	107 ELM ST, GEORGETOWN, MA 01833-2518
Document Number	043434-217
Book / Page	43434 / 217
Instrument Date	Jun 4, 2026
Instrument	20262050
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ELM ST, GEORGETOWN, MA 01833-2518

Mortgage

Document Number	0000002050,
Date	Jun 9, 2026
Book Page	43434/217
Instrument	20262050

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Sep 8, 2023
Property Address	107 ELM ST, GEORGETOWN, MA 01833-2518
Document Number	041751-546
Book / Page	41751 / 546
Instrument Date	Sep 8, 2023
Instrument	20230908001410
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ELM ST, GEORGETOWN, MA 01833-2518

Mortgage

Document Number	230908001420
Date	Sep 8, 2023
Instrument	230908001420

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN MA
Recording Date	Mar 23, 2020
Property Address	107 ELM ST, GEORGETOWN, MA 01833-2518
Document Number	38358-493
Book / Page	038358 / 000493
Instrument Date	Mar 20, 2020
Instrument	23005710
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,104.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9 JONES CT IPSWICH MA 019383031, IPSWICH, MA 01938-3031

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,566.00 (+24.42%)	$622,500 (-) Land $258,800 Building $363,700	$663,435 (-0.29%)
2025	$6,885.00 (-13.73%)	$622,500 (-2.11%) Land $258,800 Building $363,700	$665,380
2024	$7,981.00 (+21.35%)	$635,900 (+25.5%) Land $178,400 Building $457,500
2023	$6,577.00	$506,700 Land $178,400 Building $328,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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