Cape May County and Lower Township property record for 107 Elliott Rd, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,240 sqft · built 1960 |
| Lot Size | 0.244 acres (10,624 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,800 (Feb 2017) |
| Tax Bill | $4,173 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2019 Mortgage + 1 more |
| APN | 05-00494-12-00004 |
| Primary APN | 05-00494-12-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 10,624 sqft (0.244 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 107 ELLIOTT RD |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | OB494-GL4 |
| Legal Subdivision | BAYSHORE WEST SEC 2 |
| Legal Block | 494 |
| Legal Lot Number | 4 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 21805 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 GLADWYN RD, WARMINSTER, PA 18974-4079 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional with PMI PENN CMNTY BK |
| Feb 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE CU |
| Feb 2, 2017 | Grant Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2017 · Amount on Record |
| Deed Sale | Feb 2, 2017 · Amount on Record |
| Prior Sale | Jul 11, 2016 · Amount on Record |
| Deed Document Number | 20173415 |
| Deed Book / Page | 3715 / 769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 107 ELLIOTT RD, CAPE MAY, NJ 08204-3329 |
| Document Number | 0063580872 |
| Instrument Date | Mar 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | NOBLE ABSTRACT COMPANY INC, NOBLE ABSTRACT CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 ELLIOTT RD NORTH CAPE MAY NJ 082043329, NORTH CAPE MAY, NJ 08204-3329 |
| Document Number | 0063580872 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 006358/000872 |
| Instrument | 14531 |
| Name | PENN CMNTY BK |
|---|---|
| Address | PERKASIE, PA 18944 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 107 ELLIOTT RD, CAPE MAY, NJ 08204-3329 |
| Document Number | 0060410872 |
| Instrument Date | Feb 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 ELLIOTT RD #4BLOCK494 CAPE MAY NJ 082043329, 4BLOCK, CAPE MAY, NJ 08204-3329 |
| Document Number | 0060410872 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 006041/000872 |
| Instrument | 84014 |
| Name | AMERICAN HERITAGE CU |
|---|---|
| Address | PHILADELPHIA, PA 19115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 14, 2024 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Feb 2, 2017 |
| Property Address | 107 ELLIOTT RD, CAPE MAY, NJ 08204-3329 |
| Document Number | 0037150769 |
| Book / Page | 003715 / 000769 |
| Instrument Date | Jan 21, 2017 |
| Instrument | 3415 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 903 GLADWYN RD WARMINSTER PA 189744079, WARMINSTER, PA 18974-4079 |
| Document Number | 58390290 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 005839/000290 |
| Instrument | 3416 |
| Name | AMERICAN HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | PHILADELPHIA, PA 19115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2032 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,800 (-) Land $98,100 Building $107,700 | $205,800 (-) Land $98,100 Building $107,700 | |
| 2025 | $205,800 (-) Land $98,100 Building $107,700 | $205,800 (-) Land $98,100 Building $107,700 | |
| 2024 | $4,173.00 (+4.64%) | ||
| 2023 | $205,800 Land $98,100 Building $107,700 | $205,800 Land $98,100 Building $107,700 | |
| 2022 | $3,988.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 12 (1979–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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