107 Eagle Trace Ct, Opp, AL 36467 Property Records

Covington County property record for 107 Eagle Trace Ct, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,265 sqft · built 2022
Lot Size	1.51 acres (66,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,500 (Oct 2025)
Tax Bill	$3,712 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-09-31-1-001-024.004`

Property Details

APN / Parcel Number

Primary APN	`23-11-09-31-1-001-024.004`
Alternative APNs	`11093110010240040` `1109311001024004` `23417866`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,265 sqft Living Area
1st Floor Area	3,265 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	66,000 sqft (1.51 acres)
Lot Dimensions	375 ft deep x 176 ft wide
Garage Area	867 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23417866
Street Address	107 EAGLE TRACE CT
City	OPP
State	AL
Zip	36467-3568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2024/21995 FCD 12/18/2024 LOT 12 BLK B THE LINKS SUB PB 6 PG 16 SEC 31 T4N R18E
Legal Range	18E
Legal Township	04N
Legal Section	31
Legal Subdivision	THE LINKS
Legal Block	B
Legal Lot Number	12
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	2
Census Block	2009
Census Tract	962600

Owner

Source: Covington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 EAGLE TRACE CT, OPP, AL 36467-3568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit TROY BANK & TRUST CO
Oct 28, 2022	Deed of Trust, Mortgage · Construction Mortgage TROY BANK & TRUST CO
Oct 20, 2025	Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Dec 18, 2024 · Amount on Record
Deed Book / Page	2025 / 20049
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Recording Date	Jul 28, 2026
Property Address	107 EAGLE TRACE CT, OPP, AL 36467-3568
Document Number	2026016997
Book / Page	2026 / 16997
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 EAGLE TRACE CT, OPP, AL 36467-3568

Mortgage

Document Number	2026016997,
Date	Jul 28, 2026
Book Page	2026/16997

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	107 EAGLE TRACE CT, OPP, AL 36467-3568
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 E THREE NOTCH ST, ANDALUSIA, AL 36420-3408

Mortgage

Document Number	2021/26533
Date	Nov 3, 2021
Book Page	2021/26533

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	DOTHAN, AL 36305

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	107 EAGLE TRACE CT, OPP, AL 36467-3568
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 E THREE NOTCH ST, ANDALUSIA, AL 36420-3408

Mortgage

Document Number	2022/23030
Date	Oct 28, 2022
Book Page	2022/23030

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	DOTHAN, AL 36305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COVINGTON AL
Recording Date	Oct 20, 2025
Property Address	107 EAGLE TRACE CT, OPP, AL 36467-3568
Document Number	2025/20049
Book / Page	2025 / 20049
Map Reference	MB 6 PG 16
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 967, TROY, AL 36081-0967

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 EAGLE TRACE CT, OPP, AL 36467-3568

Mortgage

Document Number	0202520052
Date	Oct 20, 2025
Instrument	2025/20052

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,712.00 (+7%)	$99,880 (+12.28%) Land $5,680 Building $94,200	$499,400 (+12.28%) Land $28,400 Building $471,000
2024	$3,469.00 (+14.98%)	$88,960 (+14.96%) Land $5,680 Building $83,280	$444,800 (+14.96%) Land $28,400 Building $416,400
2023	$3,017.00 (+1,576.11%)	$77,384 (+1,574.98%) Land $4,980 Building $72,404	$386,920 (+1,574.98%) Land $24,900 Building $362,020
2022	$180.00	$4,620 Land $4,620	$23,100 Land $23,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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