107 E Windsor St, Montpelier, IN 47359 Property Records

Blackford County property record for 107 E Windsor St, Montpelier, IN 47359

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,488 sqft · built 1980
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$37,500 (Sep 2017)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-01161-00`

Property Details

APN / Parcel Number

Primary APN	`006-01161-00`
Alternative APN	`05-02-03-302-033.000-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft
Attic	Attic
Attic Area	1,052 sqft
Basement Area	526 sqft
Unfinished Basement	526 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	006-01161-00
Street Address	107 E WINDSOR ST
City	MONTPELIER
State	IN
Zip	47359-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	RHINE'S 1ST LOT 2 BLK 1
Legal Subdivision	RHINES FIRST ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	BLACKFORD IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1051
Census Tract	975100

Owner

107 E Windsor St is owned and occupied by an individual who bought it in September 2017.

Source: Blackford County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	107 E WINDSOR ST, MONTPELIER, IN 47359-1143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE
Aug 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Sep 6, 2017	Intrafamily Transfer, Transfer · Line of Credit CITIZEN BANK OF NEW CASTLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on File
Deed Sale	Sep 6, 2017 · Amount on File
Deed Document Number	20171227
Prior Transfer Date	Aug 26, 2017
Prior Transfer Doc	0020171227
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKFORD IN
Property Address	107 E WINDSOR ST, MONTPELIER, IN 47359-1143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200838
Date	Jun 3, 2020
Instrument	20200838

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKFORD IN
Property Address	107 E WINDSOR ST, MONTPELIER, IN 47359-1143
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E WINDSOR ST, MONTPELIER, IN 47359-1143

Mortgage

Document Number	20201199
Date	Aug 4, 2020
Instrument	20201199

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	122 Months
Due	Oct 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACKFORD IN
Recording Date	Sep 6, 2017
Property Address	107 E WINDSOR ST, MONTPELIER, IN 47359-1143
Document Number	0020171227
Instrument Date	Aug 26, 2017
Instrument	20171227
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E WINDSOR ST, MONTPELIER, IN 47359-1143

Mortgage

Document Number	0020171228
Date	Sep 6, 2017
Instrument	20171228

Lender

Name	CITIZEN BANK OF NEW CASTLE
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 31, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 107 E Windsor St was $1,644, up 0.1% from the year before.

Source: Blackford County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Blackford County
County Subdivision	Harrison Township
Municipality	Montpelier City
Unified School District	Blackford County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+0.06%)	$176,500 Land $7,300 Building $169,200	$176,500 Land $7,300 Building $169,200
2024	$1,643.00 (+21.61%)
2023	$1,351.00 (+19.98%)	$135,200 (+20.07%) Land $3,600 Building $131,600	$135,200 (+20.07%) Land $3,600 Building $131,600
2022	$1,126.00 Homeowner's exemption	$112,600 Land $3,600 Building $109,000	$112,600 Land $3,600 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 E Windsor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 E Windsor St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTPELIER WATER WORKS serves 1,515 people · EPA ID IN5205004
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mainstream Fiber Networks Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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