107 E Willow St, What Cheer, IA 50268 Property Records

Keokuk County property record for 107 E Willow St, What Cheer, IA 50268

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1880
Lot Size	0.389 acres (16,940 sqft)
Owner	Individual Name on Record
Tax Bill	$696 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WCCOT-018900`

Property Details

APN / Parcel Number

Primary APN	`WCCOT-018900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
1st Floor Area	1,181 sqft
Basement Area	1,181 sqft
Unfinished Basement	1,181 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	16,940 sqft (0.389 acres)
Lot Dimensions	140 ft deep x 121 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	107 sqft
Deck Area	48 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	107 E WILLOW ST
City	WHAT CHEER
State	IA
Zip	50268-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORVILLE'S ADD LOTS 8- 9 & S1/2 LOT 10 BLK 5
Legal Subdivision	ORVILLES ADD
Legal Block	5
Legal Lot Number	8-10
Jurisdiction	KEOKUK IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4009
Census Tract	80200

Owner

Source: Keokuk County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 E WILLOW ST, WHAT CHEER, IA 50268-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEOKUK IA
Property Address	107 E WILLOW ST, WHAT CHEER, IA 50268-1037
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E WILLOW ST, WHAT CHEER, IA 50268-1037

Mortgage

Document Number	0020260397
Date	Mar 17, 2026
Instrument	2026-0397

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Keokuk County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Keokuk County
Municipality	What Cheer City
Unified School District	Tri-County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$696.00 (+14.47%)	$83,550 (-) Land $10,490 Building $73,060	$83,550 (-) Land $10,490 Building $73,060
2025		$83,550 (+17.63%) Land $10,490 Building $73,060	$83,550 (+17.63%) Land $10,490 Building $73,060
2024	$608.00 (-9.25%)
2023		$71,030 (+43.23%) Land $6,170 Building $64,860	$71,030 (+43.23%) Land $6,170 Building $64,860
2022	$670.00 Homeowner's exemption	$49,590 Land $6,170 Building $43,420
2021			$49,590 Land $6,170 Building $43,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHAT CHEER WATER SUPPLY serves 646 people · EPA ID IA5493016
Water Source	Purchased groundwater from WAPELLO RURAL WATER ASSOC.
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

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