107 E Seminary Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 107 E Seminary Ave, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	0.485 acres (21,150 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,303 (2025)
Deeds & Mortgages	Sep 2018 Construction Loan Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22 24 281 001`

Property Details

APN / Parcel Number

Primary APN	`22 24 281 001`

Exterior

Lot Area	21,150 sqft (0.485 acres)

Location & Zoning

Street Address	107 E SEMINARY AVE
City	ONARGA
State	IL
Zip	60955-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONES ADD LTS 4, 5 & 6 BLK 7
Legal Subdivision	STONES ADD
Legal Block	7
Legal Lot Number	4-6
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	2
Census Block	2007
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 E SEMINARY AVE, ONARGA, IL 60955-1240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Deed of Trust, Mortgage · Construction Mortgage PROSPECT BANK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPECT BANK
Jul 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014
Deed Sale	May 23, 2014
Prior Sale	Dec 14, 2012 · Amount on Record
Deed Document Number	20141465
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	107 E SEMINARY AVE, ONARGA, IL 60955-1240
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18R2956
Date	Sep 21, 2018
Instrument	18R2956

Lender

Name	PROSPECT BANK
Type	Bank
Address	WATSEKA, IL 60970

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2019

Interest

Rate Type	Adjustable Rate
Rate	5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	107 E SEMINARY AVE, ONARGA, IL 60955-1240
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20R1694
Date	Jun 12, 2020
Instrument	20R1694

Lender

Name	PROSPECT BANK
Type	Bank
Address	PARIS, IL 61944

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 5, 2018
Property Address	107 E SEMINARY AVE, ONARGA, IL 60955-1240
Document Number	18R2044
Instrument Date	Jul 3, 2018
Instrument	18R2044
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 W SEMINARY AVE, 113, ONARGA, IL 60955-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 E SEMINARY AVE, ONARGA, IL 60955-1240

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,303.00 (+26.51%)	$202,910 (+26.58%) Land $4,750 Building $198,160	$608,730 (+26.58%) Land $14,250 Building $594,480
2022	$13,677.00	$160,300 Land $3,760 Building $156,540	$480,900 Land $11,280 Building $469,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile, Watch TV.

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