Montgomery County property record for 107 E Ratliff Rd, Red Oak, IA 51566
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,330 sqft · built 1982 |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jan 2026) |
| Tax Bill | $214 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 600616300009000 |
| Primary APN | 600616300009000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 107 E RATLIFF RD |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-5103 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SW SW (EX LT 1 & PCL A & E 487.9') DWLG ONLY |
| Legal Range | 38W |
| Legal Township | 72N |
| Legal Section | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 3 |
| Census Block | 3182 |
| Census Tract | 960100 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1894 STATE HIGHWAY 48, RED OAK, IA 51566-5096 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on File |
| Deed Sale | Jan 30, 2026 · Amount on File |
| Deed Document Number | 2026144 |
| Deed Book / Page | 2026 / 144 |
| Record Updated | Oct 29, 2026 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214.00 (-68.15%) | $9,800 (-65.81%) Building $9,800 | $9,800 (-65.81%) Building $9,800 |
| 2024 | $672.00 (+43.59%) | ||
| 2023 | $28,660 Building $28,660 | $28,660 Building $28,660 | |
| 2022 | $468.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
May also be available: Mediacom Xtream.
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