McClain County property record for 107 E Railroad St, Wayne, OK 73095 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,680 sqft · built 1940 |
| Lot Size | 0.689 acres (29,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 2026) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19938 |
| Primary APN | 19938 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,996 sqft (0.689 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19938 |
|---|---|
| Street Address | 107 E RAILROAD ST |
| City | WAYNE |
| State | OK |
| Zip | 73095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF LOTS 4, 5, 6 & 8 & ALL OF 7 BLOCK 2 WAYNE CITY |
| Legal Range | 01W |
| Legal Township | 05N |
| Legal Section | 09 |
| Legal Subdivision | WAYNE |
| Legal Block | 2 |
| Legal Lot Number | 4-6,8 |
| Jurisdiction | MCCLAIN OK |
| Township / Civil Division | PURCELL |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 400201 |
Source: McClain County records · APN 19938
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIRST UNITED BANK & TRUST CO |
| Nov 06, 2023 | Deed of Trust, Mortgage · FHA Mortgage FIRST UNITED BANK & TRUST CO |
| Feb 13, 2026 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Jul 06, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST UNITED BANK & TRUST CO |
| Jul 06, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO |
| Feb 18, 2011 | Warranty Deed, Transfer VISION BANK N A |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2024 · Amount on Record |
| Deed Document Number | 20261487 |
| Deed Book / Page | 3061 / 328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Property Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002881/507 |
|---|---|
| Date | Sep 06, 2023 |
| Book Page | 2881/507 |
| Instrument | I-2023-010638 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Property Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002892/868 |
|---|---|
| Date | Nov 06, 2023 |
| Book Page | 2892/868 |
| Instrument | I-2023-013226 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Recording Date | Feb 13, 2026 |
| Property Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Document Number | 003061/328 |
| Book / Page | 3061 / 328 |
| Instrument Date | Feb 12, 2026 |
| Instrument | I-2026-001487 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO OF MCCL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Document Number | I2026001488 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | I-2026-001488 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Property Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002870/91 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 2870/91 |
| Instrument | I-2023-008146 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Recording Date | Jul 06, 2023 |
| Property Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Document Number | 0002870/79 |
| Book / Page | 2870 / 79 |
| Instrument Date | Jun 30, 2023 |
| Instrument | I-2023-008144 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | AMERICAN EAGLE TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Document Number | I2023008145 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | I-2023-008145 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Number | 0002870/91 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 2870/91 |
| Instrument | I-2023-008146 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCLAIN OK |
| Recording Date | Feb 18, 2011 |
| Property Address | 107 E RAILROAD ST, WAYNE, OK 73095 |
| Document Number | 001996/034 |
| Book / Page | 1996 / 034 |
| Instrument Date | Feb 18, 2011 |
| Instrument | 2011-001380 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | GAC, GACO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 164, WAYNE, OK 73095-0164 |
| Document Number | 2011001381 |
|---|---|
| Date | Feb 18, 2011 |
| Instrument | 2011-001381 |
| Name | VISION BANK N A |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 18, 2031 |
Source: McClain County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McClain County |
| Municipality | Wayne Town |
| Unified School District | Wayne Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 (-1.39%) | $10,269 (-2.97%) Land $2,475 Building $7,794 | $93,358 (-2.96%) Land $22,500 Building $70,858 |
| 2024 | $862.00 (+39.71%) | $10,583 (+27.14%) Land $2,475 Building $8,108 | $96,206 (+17.06%) Land $22,500 Building $73,706 |
| 2023 | $617.00 (+1.82%) Homeowner's exemption | $8,324 (+2.99%) Land $3,871 Building $4,453 | $82,186 (-) Land $37,500 Building $44,686 |
| 2022 | $606.00 Homeowner's exemption | $8,082 Land $3,786 Building $4,296 | $82,186 Land $37,500 Building $44,686 |
Source: FEMA National Flood Hazard Layer, McClain County (40087C), updated November 16, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400874002013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 64% of the US · above 25% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
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