107 E Polk St, Auburndale, FL 33823 Property Records

Polk County property record for 107 E Polk St, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1954
Lot Size	0.172 acres (7,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,000 (Dec 2021)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-11-334800-000490`

Property Details

APN / Parcel Number

Primary APN	`25-28-11-334800-000490`
Alternative APNs	`112825334800000490` `12825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Porch	Porch
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	107 E POLK ST
City	AUBURNDALE
State	FL
Zip	33823-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PRESTOWN SUB UNIT NO 1 PB 35 PG 34 LOT 49
Legal Range	25E
Legal Township	28S
Legal Section	11
Legal Subdivision	PRESTOWN SUBDIVISION UNIT 01
Legal Tract	334800
Legal Block	4
Legal Lot Number	49
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4016
Census Tract	13002

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 27, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 16, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 7, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MORTGAGE INC
Jul 7, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	2021317020
Deed Book / Page	12013 / 1282
Prior Transfer Date	Jul 6, 2021
Prior Transfer Doc	0000175043
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 30, 2026
Property Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Document Number	0000156068
Book / Page	14057 / 1685
Instrument Date	Apr 16, 2026
Instrument	2026156068
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000156068,
Date	Jun 30, 2026
Book Page	14057/1685
Instrument	2026156068

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jan 1, 2052

Interest

Rate	6.22%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E POLK ST, AUBURNDALE, FL 33823-3533

Mortgage

Document Number	0000331911
Date	Dec 27, 2022
Book Page	12530/795
Instrument	2022331911

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E POLK ST, AUBURNDALE, FL 33823-3533

Mortgage

Document Number	0000095769
Date	Apr 25, 2024
Book Page	13091/2157
Instrument	2024095769

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jan 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E POLK ST, AUBURNDALE, FL 33823-3533

Mortgage

Document Number	0000011986
Date	Jan 16, 2025
Book Page	13403/683
Instrument	2025011986

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 7, 2021
Property Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Document Number	0000317020
Book / Page	12013 / 1282
Map Reference	MB 35 PG 34
Instrument Date	Dec 3, 2021
Instrument	2021317020
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	A-Z TEAM TITLE LLC, AZ TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8607 4TH ST, ORLANDO, FL 32836-6230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E POLK ST, AUBURNDALE, FL 33823-3533

Mortgage

Document Number	0120131284
Date	Dec 7, 2021
Instrument	12013/1284

Lender

Name	AMERICAN LIBERTY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Jul 7, 2021
Property Address	107 E POLK ST, AUBURNDALE, FL 33823-3533
Document Number	0000175043
Book / Page	11790 / 2051
Map Reference	MB 35 PG 34
Instrument Date	Jul 6, 2021
Instrument	2021175043
Transaction Type	Foreclosure
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$736.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E POLK ST, AUBURNDALE, FL 33823-3533

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,167 (-2.77%) Land $21,738 Building $129,429	$151,167 (-7.27%) Land $21,738 Building $129,429
2025	$1,849.00 (+3.47%) Homeowner's exemption	$155,467 (+5.99%)	$163,015 (-5.44%) Land $21,738 Building $141,277
2024	$1,787.00 (+3%)
2023	$1,735.00 (+3.27%) Homeowner's exemption	$146,685 (+3%)	$172,386 (+21.05%) Land $20,989 Building $151,397
2022	$1,680.00 Homeowner's exemption	$142,413 Land $16,491 Building $125,922	$142,413 Land $16,491 Building $125,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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