107 E Pearl St, Torrington, CT 06790 Property Records

Torrington City property record for 107 E Pearl St, Torrington, CT 06790

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,231 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Nov 2025)
Tax Bill$6,190 (2026)
Deeds & MortgagesJun 2021 Mortgage
Nov 2025 Sale & Mortgage
+ 2 more
APN002331

Property Details

APN / Parcel Number

Primary APN002331
Alternative APNs
  • TORR M:118 B:017 L:003
  • 2331

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,231 sqft Living Area
Gross Area4,017 sqft
Basement Area967 sqft
Unfinished Basement967 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number2331
Street Address107 E PEARL ST
CityTORRINGTON
StateCT
Zip06790-5455
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6
Legal Block17
Legal Lot Number3
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group2
Census Block2014
Census Tract310100

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 E PEARL ST, TORRINGTON, CT 06790-5455
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · ARM
THOMASTON SAVINGS BANK
Nov 24, 2025Warranty Deed, Transfer · Conventional Mortgage
PRYSMA LENDING GROUP LLC
Aug 26, 2025Warranty Deed, Transfer
Jan 16, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
ALLSTATE FIRE PROPERT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleAug 26, 2025 · Amount on Record
Deed Document Number2025505177
Deed Book / Page1449 / 513
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Property Address107 E PEARL ST, TORRINGTON, CT 06790-5455
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001336-659
DateJun 4, 2021
Book Page1336/659
Instrument2021-466139
Lender
NameTHOMASTON SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.63%
Type Change DateJul 1, 2031
IndexOther

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateNov 24, 2025
Property Address107 E PEARL ST, TORRINGTON, CT 06790-5455
Document Number001449-513
Book / Page1449 / 513
Instrument DateNov 17, 2025
Instrument2025-505177
Transaction TypeTransfer
Record UpdatedDec 17, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025505178
DateNov 24, 2025
Instrument2025-505178
Lender
NamePRYSMA LENDING GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateAug 26, 2025
Property Address107 E PEARL ST, TORRINGTON, CT 06790-5455
Document Number001443-465
Book / Page1443 / 465
Instrument DateAug 13, 2025
Instrument2025-503358
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateJan 16, 2025
Property Address107 E PEARL ST, TORRINGTON, CT 06790-5455
Document Number001428-954
Book / Page1428 / 954
Instrument DateJan 15, 2025
Instrument2025-497649
Transaction TypeTransfer
Record UpdatedJan 30, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 ALICE LN, SOUTHINGTON, CT 06489-2903

Mortgage

Document Number2025497650
DateJan 16, 2025
Instrument2025-497650
Lender
NameALLSTATE FIRE PROPERT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,190.00 (+3.74%)$185,010 (+19.22%) Land $19,740 Building $165,270$318,963 (+193.62%)
2025$5,967.00$155,190 (+102.36%) Land $19,740 Building $135,450$108,633 Land $13,818 Building $94,815
2024$5,967.00 (+62.23%)
2023$3,678.00 (+1.74%)$76,690 (-) Land $19,740 Building $56,950
2022$3,615.00$76,690 Land $19,740 Building $56,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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