107 E Manor Ridge Rd, Elkin, NC 28621 Property Records

Surry County property record for 107 E Manor Ridge Rd, Elkin, NC 28621

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,790 sqft · built 1969
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Aug 2009)
Tax Bill$2,107 (2026)
Deeds & MortgagesMar 2024 Mortgage
Jun 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN4951-12-85-1511

Property Details

APN / Parcel Number

Primary APN4951-12-85-1511
Alternative APN
  • 100066063

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,790 sqft Living Area
1st Floor Area2,804 sqft
Basement Area1,326 sqft
Finished Basement986 sqft
Unfinished Basement340 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area50,094 sqft (1.15 acres)
PorchSlab
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100066063
Street Address107 E MANOR RIDGE RD
CityELKIN
StateNC
Zip28621-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal Description107 MANOR RIDGE RD
Legal SubdivisionBROOKWOOD/VALLEYBROOK
JurisdictionSURRY NC
Township / Civil DivisionELKIN
Census Block Group4
Census Block4014
Census Tract930901

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address107 E MANOR RIDGE RD, ELKIN, NC 28621-3130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2024Deed of Trust, Mortgage
STATE EMPLOYEES CU
Jun 6, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 26, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2009 · Amount on Record
Deed SaleAug 27, 2009 · Amount on Record
Prior SaleJan 1, 1986
Deed Document Number2009569608
Deed Book / Page1301 / 148
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address107 E MANOR RIDGE RD, ELKIN, NC 28621-3130
Transaction TypeMortgage
Record UpdatedApr 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001887/649
DateMar 21, 2024
Book Page1887/649
Instrument714081
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
AmountAmount Recorded

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address107 E MANOR RIDGE RD, ELKIN, NC 28621-3130
Transaction TypeMortgage
Record UpdatedJun 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01816/1008
DateJun 6, 2022
Book Page1816/1008
Instrument696343
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 1, 2042

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address107 E MANOR RIDGE RD, ELKIN, NC 28621-3130
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001723/275
DateAug 26, 2020
Book Page1723/275
Instrument675598
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityElkin Town
Unified School DistrictElkin City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,107.00$247,690 (-24%) Land $34,500 Building $213,190$247,690 (-24%) Land $34,500 Building $213,190
2025$2,107.00 (+70.06%)$325,920 (+45.2%) Land $34,500 Building $291,420$325,920 (+45.2%) Land $34,500 Building $291,420
2023$1,239.00$224,470 Land $34,500 Building $189,970$224,470 Land $34,500 Building $189,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKIN
serves 4,076 people · EPA ID NC0286020
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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