107 E Main St, Spencer, OH 44275 Property Records

Medina County property record for 107 E Main St, Spencer, OH 44275

Property Summary

Property Type	Restaurant
Details	2,280 sqft · built 1949
Lot Size	0.163 acres (7,100 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Mar 2023)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-27A-03-092`

Property Details

APN / Parcel Number

Primary APN	`037-27A-03-092`
Alternative APNs	`37-27A-03-092` `00002367250`

Interior

Stories	1 Story
Building Area	2,280 sqft Total Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	29 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	107 E MAIN ST
City	SPENCER
State	OH
Zip	44275-9528
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	SEC 13 LOT 4 SL 39 S PT & 40 W PT CENTERVILLE PLAT .1626A
Legal Subdivision	VILLAGE OF SPENCER CENTERVILLE PLAT
Legal Lot Number	4
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1019
Census Tract	410000

Owner

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	107 E MAIN ST, SPENCER, OH 44275-9528
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	20232825
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	Mar 1, 2023
Property Address	107 E MAIN ST, SPENCER, OH 44275-9528
Document Number	0000002825
Instrument Date	Feb 27, 2023
Instrument	2023OR002825
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10800 BLACK RIVER SCHOOL RD, HOMERVILLE, OH 44235-9748

Mortgage

Document Number	0000002826
Date	Mar 1, 2023
Instrument	2023OR002826

Lender

Name	THE FARMERS SAVINGS BANK
Type	Bank
Address	SPENCER, OH 44275

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
Municipality	Spencer Village
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (-17.63%)	$48,930 (-12.72%) Land $6,720 Building $42,210	$139,790 (-12.73%) Land $19,190 Building $120,600
2024	$3,244.00 (+4.01%)	$56,060 (-) Land $4,230 Building $51,830
2023	$3,119.00 (-2.26%)	$56,060 (-) Land $4,230 Building $51,830
2022	$3,191.00	$56,060 Land $4,230 Building $51,830	$160,180 Land $12,090 Building $148,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611
Water Source	Purchased surface water from RURAL LORAIN CO. WATER A
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Omni Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20