107 E Main St, Girard, OH 44420 Property Records

Trumbull County property record for 107 E Main St, Girard, OH 44420

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,548 sqft · built 1908
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$258,500 (Mar 2020)
Tax Bill	$1,082 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-087825`

Property Details

APN / Parcel Number

Primary APN	`14-087825`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,548 sqft Total Area
1st Floor Area	2,600 sqft
Upper Floors Area	1,248 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Porch	Slab
Porch Area	82 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	107 E MAIN ST
City	GIRARD
State	OH
Zip	44420-2604
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	14 45F G I CO MAIN ST E PT
Legal Subdivision	GIRARD IMPROV COMPANYS A
Legal Lot Number	14
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1024
Census Tract	932200

Owner

107 E Main St, a duplex, is owned by a company that bought it in March 2020.

Source: Trumbull County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	5925 BELMONT AVE, YOUNGSTOWN, OH 44505-1033
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Line of Credit CONSUMERS NAT'L BK
Mar 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on File
Deed Sale	Mar 5, 2020 · Amount on File
Prior Sale	Feb 20, 2013 · Amount on File
Deed Document Number	20204506
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	105 107 MAIN, 107, GIRARD, OH 44420
Document Number	0000016656
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	105 E MAIN ST GIRARD OH 444202604, GIRARD, OH 44420-2604
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016656
Date	Sep 1, 2020
Instrument	16656

Lender

Name	CONSUMERS NAT'L BK
Type	Bank
Address	MINERVA, OH 44657

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 31, 2030

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Mar 5, 2020
Property Address	105 107 MAIN, 107, GIRARD, OH 44420
Document Number	0000004506
Instrument Date	Mar 2, 2020
Instrument	4506
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,034.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5925 BELMONT AVE YOUNGSTOWN OH 445051033, YOUNGSTOWN, OH 44505-1033

Tax Assessment & Valuation

The 2025 property tax bill for 107 E Main St was $1,082.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,082.00	$25,800 (-) Land $3,080 Building $22,720
2024	$1,082.00 (-1.99%)	$25,800 (-) Land $3,080 Building $22,720
2023	$1,104.00 (+52.49%)	$25,800 (+91.39%) Land $3,080 Building $22,720	$73,700 Land $8,800 Building $64,900
2022	$724.00	$13,480 Land $3,080 Building $10,400
2020			$38,500 Land $8,800 Building $29,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 107 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 107 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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