107 E Locust Ave, Woodward, OK 73801 Property Records

Woodward County property record for 107 E Locust Ave, Woodward, OK 73801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1948
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Apr 2023)
Tax Bill	$552 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`10823`

Property Details

APN / Parcel Number

Primary APN	`10823`
Alternative APN	`0210-00-009-014-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10823
Street Address	107 E LOCUST AVE
City	WOODWARD
State	OK
Zip	73801-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PARK BLK 9 LOT 14
Legal Range	20W
Legal Township	23N
Legal Section	31
Legal Subdivision	LINCOLN PARK
Legal Block	9
Legal Lot Number	14
Legal Unit	210
Jurisdiction	WOODWARD OK
Township / Civil Division	WOODWARD
Census Block Group	4
Census Block	4007
Census Tract	953300

Owner

107 E Locust Ave is owned by an individual who bought it in April 2023.

Source: Woodward County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	310 MADISON AVE, 18, WOODWARD, OK 73801-3369
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Commercial Mortgage THE STOCK EXCHANGE BANK
Apr 13, 2023	Warranty Deed, Transfer · Commercial Mortgage THE STOCK EXCHANGE BANK
Apr 13, 2023	Warranty Deed, Transfer · Commercial Mortgage THE STOCK EXCHANGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	May 8, 2013 · Amount on File
Deed Document Number	20233738
Deed Book / Page	2562 / 558
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODWARD OK
Recording Date	Apr 13, 2023
Property Address	107 E LOCUST AVE, WOODWARD, OK 73801-5026
Document Number	002562/558
Book / Page	2562 / 558
Instrument Date	Apr 13, 2023
Instrument	I-2023-003738
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	HOWARD COUNTY ABSTRACT, WOODWARD COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E LOCUST AVE, WOODWARD, OK 73801-5026

Mortgage

Document Number	I2023003739
Date	Apr 13, 2023
Instrument	I-2023-003739

Lender

Name	THE STOCK EXCHANGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	188 Months
Due	Dec 20, 2038

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODWARD OK
Recording Date	Apr 13, 2023
Property Address	107 E LOCUST AVE, WOODWARD, OK 73801-5026
Document Number	002562/558
Book / Page	2562 / 558
Instrument Date	Apr 13, 2023
Instrument	I-2022-003738
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	WOODWARD COUNTY ABSTRACT COMPANY, WOODWARD COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E LOCUST AVE, WOODWARD, OK 73801-5026

Mortgage

Document Number	I2022003739
Date	Apr 13, 2023
Instrument	I-2022-003739

Lender

Name	THE STOCK EXCHANGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	188 Months
Due	Dec 20, 2038

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODWARD OK
Recording Date	Apr 13, 2023
Property Address	107 E LOCUST AVE, WOODWARD, OK 73801-5026
Document Number	002562/558
Book / Page	2562 / 558
Instrument Date	Apr 13, 2023
Instrument	I-2022-003738
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	WOODWARD COUNTY ABSTRACT COMPANY, WOODWARD COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E LOCUST AVE, WOODWARD, OK 73801-5026

Mortgage

Document Number	I2022003739
Date	Apr 13, 2023
Instrument	I-2022-003739

Lender

Name	THE STOCK EXCHANGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	188 Months
Due	Dec 20, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 107 E Locust Ave was $552, up 1.5% from the year before.

Source: Woodward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Woodward County
Municipality	Woodward City
Unified School District	Woodward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,086 (-) Land $323 Building $5,763	$55,329 (-) Land $2,940 Building $52,389
2025	$552.00 (+1.47%)	$6,086 Land $323 Building $5,763	$55,329 (-) Land $2,940 Building $52,389
2024	$544.00 (+218.13%)		$55,329 (+113.43%) Land $2,940 Building $52,389
2023	$171.00	$1,874 Land $165 Building $1,709	$25,924 Land $2,940 Building $22,984

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 107 E Locust Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1996–2019)
Claims Outside the SFHA	1 of 7
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 E Locust Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODWARD serves 15,000 people · EPA ID OK2007701
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband.

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