107 E Lk Emerald Dr, Wilmington, NC 28411 Property Records

New Hanover County property record for 107 E Lk Emerald Dr, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,546 sqft · built 2005
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Mar 2004)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04300-002-002-000`

Property Details

APN / Parcel Number

Primary APN	`R04300-002-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,546 sqft Living Area
1st Floor Area	2,546 sqft
Attic	Attic
Attic Area	460 sqft
Basement Area	2,546 sqft
Finished Basement	2,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Low
Garage Area	460 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	461 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	107 E LAKE EMERALD DR
City	WILMINGTON
State	NC
Zip	28411-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 1R WEAVER WOODS AT LAKE EMERALD
Legal Subdivision	LAKE EMERALD REV LOTS 1,9
Legal Block	2
Legal Lot Number	1R
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	4
Census Block	4015
Census Tract	11608

Owner

107 E Lk Emerald Dr is owned and occupied by an individual who bought it in March 2004.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	107 E LAKE EMERALD DR, WILMINGTON, NC 28411-7734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 30, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 9, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2004 · Amount on File
Deed Sale	Mar 29, 2004 · Amount on File
Prior Sale	Aug 9, 1996 · Amount on File
Deed Book / Page	4251 / 5
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	107 E LAKE EMERALD DR, WILMINGTON, NC 28411-7734
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00660201063
Date	Oct 24, 2022
Book Page	6602/1063
Instrument	2022037142

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	107 E LAKE EMERALD DR, WILMINGTON, NC 28411-7734
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00670300321
Date	Apr 30, 2024
Book Page	6703/321
Instrument	2024010192

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	4120 W DIVERSEY AVE STE C501, CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	107 E LAKE EMERALD DR, WILMINGTON, NC 28411-7734
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E LAKE EMERALD DR, WILMINGTON, NC 28411-7734

Mortgage

Document Number	00675002505
Date	Jan 9, 2025
Book Page	6750/2505
Instrument	2025000589

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 107 E Lk Emerald Dr was $2,478, up 29.5% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,400 (-) Land $134,500 Building $500,900	$635,400 (-) Land $134,500 Building $500,900
2025	$2,478.00 (+29.53%)	$635,400 Land $134,500 Building $500,900	$635,400 Land $134,500 Building $500,900
2024	$1,913.00 (+0.31%)
2023	$1,907.00 (-0.94%)	$352,100 Land $70,800 Building $281,300	$352,100 Land $70,800 Building $281,300
2022	$1,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 E Lk Emerald Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	6 (2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 E Lk Emerald Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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