107 E Lincoln St, Everson, WA 98247 Property Records

Whatcom County property record for 107 E Lincoln St, Everson, WA 98247 · Last verified March 2026

Property Summary

Property TypeGarden Center, Home Improvement Store
Details4,030 sqft · built 1982
Lot Size0.319 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$675,000 (May 2019)
Tax Bill$2,291 (2025)
Deeds & MortgagesMay 2022 Line of Credit
May 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN90603

Property Details

APN / Parcel Number

Primary APN90603
Alternative APNs
  • 400431 262465 0000
  • 139832

Interior

Building Area4,030 sqft Total Area
1st Floor Area4,030 sqft

Exterior

Year BuiltBuilt 1982
Exterior MaterialAluminum/Vinyl
Lot Area13,939 sqft (0.319 acres)
Canopy424 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number90603
Street Address107 E LINCOLN ST
CityEVERSON
StateWA
Zip98247-8207
Property CategoryCommercial
Property TypeCommercial > Retail > Garden Center, Home Improvement Store
Legal DescriptionW 150 FT OF N 92.5 FT OF LOT 4 BLAIR GARDENS PLAT AS REC BOOK 10 SHORT PLATS PG 86
Legal Range04
Legal Township40
Legal Section31
Legal SubdivisionBLAIR GARDENS SHORT PLAT
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group2
Census Block2026
Census Tract10202

Owner

Source: Whatcom County records · APN 90603

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2499 E SMITH RD, BELLINGHAM, WA 98226-7588
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Line of Credit
UNITED STATES SMALL BUSINESS ADMIN
May 20, 2019Warranty Deed, Transfer
SAVIBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2019 · Amount on Record
Deed SaleMay 20, 2019 · Amount on Record
Prior SaleJan 31, 2001 · Amount on Record
Deed Document Number2019-0502147
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address107 E LINCOLN ST, EVERSON, WA 98247-8207
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2499 E SMITH RD, BELLINGHAM, WA 98226-7588

Mortgage

Document Number0000501114
DateMay 10, 2022
Instrument2022-0501114
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressSPOKANE, WA 99201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term177 Months
DueFeb 26, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 20, 2019
Property Address107 E LINCOLN ST, EVERSON, WA 98247-8207
Document Number2190502147
Instrument DateMay 14, 2019
Instrument502147
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$12,020.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address7473 OLSEN DR DEMING WA 98244, DEMING, WA 98244

Mortgage

Document Number2190502148
DateMay 20, 2019
Instrument502148
Lender
NameSAVIBANK
AddressBELLINGHAM, WA 98225
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityEverson City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,291.00 (+14.21%)$248,941 (+28.64%) Land $155,057 Building $93,884$248,941 (+28.64%) Land $155,057 Building $93,884
2022$193,516 Land $118,063 Building $75,453$193,516 Land $118,063 Building $75,453
2021$2,006.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 126 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies131 units insured
5 under condo master policies
Nearby Flood Claims123 (2020–2025)
Claims Outside the SFHA6 of 123
Most Recent ClaimDec 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 120 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Northwest Fiber, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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