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107 E Laurel Ln, Etowah, NC 28729 Property Records

Henderson County property record for 107 E Laurel Ln, Etowah, NC 28729 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,958 sqft · built 1977
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on File
Last Sale$349,000 (Dec 2021)
Tax Bill$1,759 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN9528495445

Property Details

APN / Parcel Number

Primary APN9528495445
Alternative APNs
  • 00952849544555
  • 9941070

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,958 sqft Heated Area
1st Floor Area1,958 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,265 sqft (0.58 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area162 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9941070
Street Address107 E LAUREL LN
CityETOWAH
StateNC
Zip28729-8763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENWOOD FOREST LO6 PLC-141
Legal SubdivisionGREENWOOD FOREST (2071)
Legal Block49
Legal Lot Number5445
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group4
Census Block4004
Census Tract930703

Owner

Source: Henderson County records · APN 9528495445

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address107 E LAUREL LN, ETOWAH, NC 28729-8763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2021 · Amount on Record
Deed SaleDec 13, 2021 · Amount on Record
Deed Document Number2021969381
Deed Book / Page3836 / 171
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address107 E LAUREL LN, ETOWAH, NC 28729-8763
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043820120
DateDec 30, 2025
Book Page4382/120
Instrument1001042500
Lender
NameBANK OF AMERICA NA
TypeBank
Address100 N TRYON ST, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 11, 2055
Interest
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address107 E LAUREL LN, ETOWAH, NC 28729-8763
Document Number0034190222
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 27, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E LAUREL LN ETOWAH NC 287298763, ETOWAH, NC 28729-8763

Mortgage

Document Number0034190222
DateNov 26, 2019
Book Page003419/000222
Instrument915434
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 25, 2029

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$350,200 (-) Land $69,400 Building $280,800
2025$1,759.00
2023$350,200 Land $69,400 Building $280,800$350,200 Land $69,400 Building $280,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899307034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2019–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 51% of North Carolina
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Vyve Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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