McKinley County property record for 107 E Hill Ave, Gallup, NM 87301
| Property Type | Triplex |
|---|---|
| Lot Size | 0.156 acres (6,798 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-105-088-462-127 |
| Primary APN | 2-105-088-462-127 |
|---|---|
| Alternative APN |
|
| Units | 14 Units |
|---|
| Architectural Style | Triplex |
|---|---|
| Lot Area | 6,798 sqft (0.156 acres) |
| Account Number | R014265 |
|---|---|
| Street Address | 107 E HILL AVE |
| City | GALLUP |
| State | NM |
| Zip | 87301-6261 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | LOTS 19 & 20, BLOCK 14, A & P RAILWAY CO. ADDN. DOC 34813801/14/10 CODE 2-105-088-462-127 |
| Legal Subdivision | A & P RAILWAY CO. ADDN |
| Legal Block | 14 |
| Legal Lot Number | 19-20 |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 945400 |
Source: McKinley County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12711 CANDELARIA RD NE, ALBUQUERQUE, NM 87112-2290 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2025 |
| Deed Sale | Dec 5, 2025 |
| Prior Sale | Mar 24, 2025 |
| Deed Document Number | 2025413179 |
| Prior Transfer Date | Mar 18, 2025 |
| Prior Transfer Doc | 0000410579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Property Address | 107 E HILL AVE, GALLUP, NM 87301-6261 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000414120 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 414120 |
| Name | WAFD INC |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2036 |
| Rate | 6.19% |
|---|---|
| Index | SOFR Average 30-Day |
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Municipality | Gallup City |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,290 (+0.12%) Land $9,137 Building $77,153 | $258,870 (+0.12%) Land $27,410 Building $231,460 | |
| 2025 | $2,963.00 (-8.41%) | $86,190 (-0.13%) Land $8,877 Building $77,313 | $258,570 (-0.13%) Land $26,630 Building $231,940 |
| 2024 | $3,235.00 (-3.89%) | $86,300 (-3.19%) Land $8,877 Building $77,423 | $258,900 (-3.19%) Land $26,630 Building $232,270 |
| 2023 | $3,366.00 (-14.81%) | $89,140 (-17.17%) Land $8,877 Building $80,263 | $267,420 (-17.17%) Land $26,630 Building $240,790 |
| 2022 | $3,951.00 | $107,620 Land $8,877 Building $98,743 | $322,860 Land $26,630 Building $296,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
May also be available: Verizon.
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