107 E High St, Everly, IA 51338 Property Records

Clay County property record for 107 E High St, Everly, IA 51338 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1978
Lot Size	0.293 acres (12,780 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Aug 2024)
Tax Bill	$1,570 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`963803152018`

Property Details

APN / Parcel Number

Primary APN	`963803152018`
Alternative APN	`49096380315201800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft
Finished Basement	900 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	12,780 sqft (0.293 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	49096380315201800
Street Address	107 E HIGH ST
City	EVERLY
State	IA
Zip	51338-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7 JESSEN ADD & TR 60' X 123' ADJ TO 7 JESSEN ADD NW1/4 3-96-38
Legal Range	38
Legal Township	03
Legal Section	03
Legal Subdivision	JESSEN ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	LONE TREE
Census Block Group	4
Census Block	4010
Census Tract	80400

Owner

Source: Clay County records · APN 963803152018

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	718 2ND AVE SE, SPENCER, IA 51301-5725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	2024 1587
Deed Book / Page	2024 / 1587
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	May 21, 2019
Property Address	107 E HIGH ST, EVERLY, IA 51338-1102
Document Number	2019/1266
Book / Page	2019 / 1266
Instrument Date	May 06, 2019
Instrument	1266
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E HIGH ST, EVERLY, IA 51338-1102

Mortgage

Document Number	02019/1267
Date	May 21, 2019
Book Page	2019/1267
Instrument	1267

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Everly City
Unified School District	Clay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$125,320 (-1.15%) Land $9,640 Building $115,680	$125,320 (-1.15%) Land $9,640 Building $115,680
2024	$1,570.00 (+16.82%)
2023		$126,780 (+23.81%) Land $9,640 Building $117,140	$126,780 (+23.81%) Land $9,640 Building $117,140
2022	$1,344.00 Homeowner's exemption	$102,400 Land $9,640 Building $92,760
2021			$102,400 Land $9,640 Building $92,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410804004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.