107 E Elm St, Red Oak, IA 51566 Property Records

Montgomery County property record for 107 E Elm St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1948
Lot Size0.129 acres (5,625 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (Jan 2007)
Tax Bill$504 (2025)
Deeds & MortgagesJan 2007 Foreclosure
Flood ZoneZone X (reduced by levee)
APN600628106008000

Property Details

APN / Parcel Number

Primary APN600628106008000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
Basement Area780 sqft
Finished Basement780 sqft
Unfinished Basement780 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,625 sqft (0.129 acres)
Lot Dimensions125 ft deep x 45 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address107 E ELM ST
CityRED OAK
StateIA
Zip51566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALIX ADD LT 10 BLK 6
Legal SubdivisionALIX ADDITION
Legal Block6
Legal Lot Number10
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2060
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 73, STANTON, IA 51573-0073
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2007 · Amount on File
Deed SaleJan 10, 2007 · Amount on File
Deed Document Number2007301 0756
Deed Book / Page301 / 756
Record UpdatedOct 29, 2026

January 2007: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionMONTGOMERY IA
Recording DateJan 10, 2007
Property Address107 E ELM ST, RED OAK, IA 51566
Document Number000301/756
Book / Page301 / 756
Instrument DateJan 4, 2007
Instrument0301 0756
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
Tax$7.20
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1207 N 8TH ST, RED OAK, IA 51566-1607

Mortgage

Document Number0003010757
DateJan 10, 2007
Instrument0301 0757
Lender
NamePAGE COUNTY STATE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJan 5, 2008
Interest
Rate8.25%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$504.00 (+98.43%)$23,080 (+113.7%) Land $4,430 Building $18,650$23,080 (+113.7%) Land $4,430 Building $18,650
2024$254.00 (+63.87%)
2023$10,800 Land $2,270 Building $8,530$10,800 Land $2,270 Building $8,530
2022$155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: FMTC of Stanton Iowa.

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