107 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 107 E College St, Oberlin, OH 44074

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,755 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Sep 2024)
Tax Bill	$3,264 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-106-041`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-106-041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,755 sqft Living Area
Gross Area	1,800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	209 ft deep x 35.8 ft wide
Porch	Enclosed Frame Porch
Porch Area	240 sqft

Location & Zoning

Street Address	107 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1608
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	9/19/24 LAND CONTRACT DOC # 2024-0026956 $155,000
Legal Subdivision	OBERLIN VILLAGE PLAT
Legal Block	106
Legal Lot Number	171
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2011
Census Tract	60100

Owner

107 E College St, a residential property, is owned and occupied by two individuals who bought it in September 2024.

Source: Lorain County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	107 E COLLEGE ST, OBERLIN, OH 44074-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Affidavit of Death of Joint Tenant, Transfer
Dec 19, 2020	Deed of Trust, Mortgage · Conventional with PMI BUCKEYE CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Deed Document Number	202426956
Prior Transfer Date	May 17, 2023
Prior Transfer Doc	0000916140
Record Updated	Sep 20, 2026

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	May 18, 2023
Property Address	107 E COLLEGE ST, OBERLIN, OH 44074-1608
Document Number	0000916140
Map Reference	VOL 5 PG 30
Instrument Date	May 4, 2023
Instrument	2023-0916140
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 3610 HILLSBORO ROAD, ROCHESTER, MI 48309

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	107 E COLLEGE ST, OBERLIN, OH 44074-1608
Document Number	0000795259
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	GRIMSLEY TITLE AGENCY, GRIMSLEY TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E COLLEGE ST OBERLIN OH 440741608, OBERLIN, OH 44074-1608

Mortgage

Document Number	0000795259
Date	Dec 23, 2020
Instrument	795259

Lender

Name	BUCKEYE CMNTY BK
Type	Bank
Address	LORAIN, OH 44055

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 107 E College St was $3,264, down 1.8% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,264.00 (-1.81%)	$65,670 (-0.01%) Land $4,280 Building $61,390	$187,650 (-) Land $12,240 Building $175,410
2024	$3,324.00 (+10.18%)	$65,678 (+22.74%) Land $4,284 Building $61,394	$187,650 (+22.74%) Land $12,240 Building $175,410
2023	$3,017.00 (+1.93%)	$53,512 (+%) Land $3,234 Building $50,278	$152,890 Land $9,240 Building $143,650
2022	$2,960.00	$53,510 Land $3,230 Building $50,280
2021			$152,890 Land $9,240 Building $143,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 E College St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on E College St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures