Delaware County property record for 107 E Charter Dr, Muncie, IN 47303
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,392 sqft · built 2008 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,462 (May 2023) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-07-34-305-002.000-003 |
| Primary APN | 18-07-34-305-002.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,392 sqft Living Area |
| 1st Floor Area | 2,392 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 1,570 ft deep x 500 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 07 34 305 002 000 |
|---|---|
| Street Address | 107 E CHARTER DR |
| City | MUNCIE |
| State | IN |
| Zip | 47303-0901 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | 5 K ESTATES REPLAT LOTS 1 THRU 7 & 39 THRU 41 0.1800ACRES STR: 342110 SECTION: PLAT: IN: 2A--------- OUT: - MP 07-34-E- -001. |
| Legal Subdivision | 5 K ESTATES |
| Legal Lot Number | 1-7 |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2000 |
Source: Delaware County records · APN 18-07-34-305-002.000-003
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 E CHARTER DR, MUNCIE, IN 47303-0901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA |
| Jun 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA |
| May 22, 2023 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Oct 10, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Feb 15, 2011 |
| Deed Document Number | 20236427 |
| Prior Transfer Date | Oct 10, 2019 |
| Prior Transfer Doc | 2019R13714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 107 E CHARTER DR, MUNCIE, IN 47303-0901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019R17602 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019R17602 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 107 E CHARTER DR, MUNCIE, IN 47303-0901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021R10117 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021R10117 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | May 22, 2023 |
| Property Address | 107 E CHARTER DR, MUNCIE, IN 47303-0901 |
| Document Number | 2023R06427 |
| Map Reference | IN2008R15264 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023R06427 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 107 E CHARTER DR, MUNCIE, IN 47303-0901 |
| Document Number | 2023R06428 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023R06428 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE IN |
| Recording Date | Oct 10, 2019 |
| Property Address | 107 E CHARTER DR, MUNCIE, IN 47303-0901 |
| Document Number | 2019R13714 |
| Map Reference | IN 2008R15264 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019R13714 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 E CHARTER DR, MUNCIE, IN 47303-0901 |
Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,507.00 (+10.34%) | $265,500 (+34.23%) Land $33,700 Building $231,800 | $265,500 (+34.23%) Land $33,700 Building $231,800 |
| 2024 | $2,272.00 (+8.4%) | ||
| 2023 | $2,096.00 (+6.5%) | $197,800 (+0.51%) Land $28,100 Building $169,700 | $197,800 (+0.51%) Land $28,100 Building $169,700 |
| 2022 | $1,968.00 (+23.39%) Homeowner's exemption | $196,800 Land $28,100 Building $168,700 | $196,800 Land $28,100 Building $168,700 |
| 2021 | $1,595.00 |
Source: FEMA National Flood Hazard Layer, Delaware County (18035C), updated September 12, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 144 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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