107 E Charles St, Plano, IL 60545 Property Records

Kendall County property record for 107 E Charles St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,012 sqft · built 1985
Lot Size	0.169 acres (7,347 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2017)
Tax Bill	$7,218 (2024)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-27-209-011`

Property Details

APN / Parcel Number

Primary APN	`01-27-209-011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,012 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,347 sqft (0.169 acres)
Lot Dimensions	60 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	107 E CHARLES ST
City	PLANO
State	IL
Zip	60545-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LT 7 & S 1/2 LT 8 BLK 77 , HENNINGS SECOND ADDITION TO CITY OF PLANO (NOTE WLY 5 S1/2 LT 7 DISCREPANCY DATING BACK TO 1913) CITY OF PLANO
Legal Subdivision	HENNINGS SECOND ADDITION
Legal Block	77
Legal Lot Number	7,8
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2043
Census Tract	890501

Owner

Source: Kendall County records · APN 01-27-209-011

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 E CHARLES ST, PLANO, IL 60545-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Apr 28, 2016
Deed Document Number	20179065
Prior Transfer Date	Sep 16, 2013
Prior Transfer Doc	0000019468
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 15, 2017
Property Address	107 E CHARLES ST, PLANO, IL 60545-2015
Document Number	0000009065
Instrument Date	Jun 05, 2017
Instrument	9065
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 04, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E CHARLES ST PLANO IL 605452015, PLANO, IL 60545-2015

Mortgage

Document Number	9066
Date	Jun 15, 2017
Instrument	9066

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,462 (+34.7%) Land $10,250 Building $92,212	$307,386 (+34.7%) Land $30,750 Building $276,636
2024	$7,218.00
2022		$76,069 Land $7,610 Building $68,459	$228,207 Land $22,830 Building $205,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 431 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Benton Ridge Telephone Company, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	PLANO serves 12,600 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.