107 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 107 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,551 sqft · built 1922
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Jan 2020 Second Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0094-14-008`

Property Details

APN / Parcel Number

Primary APN	`2-0094-14-008`
Alternative APN	`S415780`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,221 sqft
Utility Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Metal
Lot Area	6,011 sqft (0.138 acres)
Porch	Slab
Porch Area	607 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	107 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT B BRYAN WARD 113-117 SMB 36 S 38 .14 AC
Legal Subdivision	BRYAN WARD
Legal Lot Number	B
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3016
Census Tract	2900

Owner

Source: Chatham County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 E 55TH ST, SAVANNAH, GA 31405-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQUITY
Sep 11, 2025	Deed of Trust, Mortgage SOUTHSTATE BANK
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	107 E 55TH ST, SAVANNAH, GA 31405-3319
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 55TH ST, SAVANNAH, GA 31405-3319

Mortgage

Document Number	0018200453
Date	Jan 10, 2020
Book Page	0000001820/0000000453

Lender

Name	SPRING EQUITY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	107 E 55TH ST, SAVANNAH, GA 31405-3319
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 55TH ST, SAVANNAH, GA 31405-3319

Mortgage

Document Number	0037720300
Date	Sep 11, 2025
Book Page	0000003772/0000000300

Lender

Name	SOUTHSTATE BANK

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	107 E 55TH ST, SAVANNAH, GA 31405-3319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1119/574
Date	Jul 6, 2017
Book Page	1119/574
Instrument	30476750014

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2027

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	107 E 55TH ST, SAVANNAH, GA 31405-3319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 55TH ST, SAVANNAH, GA 31405-3319

Mortgage

Document Number	0000001820/0000000453
Date	Jan 10, 2020
Book Page	0000001820/0000000453

Lender

Name	SPRING EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,320 (+0.17%) Land $44,000 Building $96,320	$350,800 (+0.17%) Land $110,000 Building $240,800
2025	$2,104.00 (+105.07%) Homeowner's exemption	$140,080 (+33.56%) Land $44,000 Building $96,080	$350,200 (+33.56%) Land $110,000 Building $240,200
2023		$104,880 (+7.2%) Land $30,000 Building $74,880	$262,200 (+7.2%) Land $75,000 Building $187,200
2022	$1,026.00	$97,840 Land $30,000 Building $67,840	$244,600 Land $75,000 Building $169,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (1991–2016)
Claims Outside the SFHA	22 of 22
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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