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107 E 4th St, Saint Charles, MN 55972 Property Records

Winona County property record for 107 E 4th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,350 sqft · built 1915
Lot Size0.266 acres (11,587 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Aug 2019)
Tax Bill$1,756 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Aug 2019 Sale & Mortgage
APN29.060.0660

Property Details

APN / Parcel Number

Primary APN29.060.0660

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area612 sqft
Basement Area432 sqft
Unfinished Basement432 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1988
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,587 sqft (0.266 acres)
Lot Dimensions155 ft deep x 75 ft wide
Garage TypeDetached
Garage Area396 sqft
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address107 E 4TH ST
CitySAINT CHARLES
StateMN
Zip55972-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-19 TWP-106 RANGE-010 ORIGINAL PLAT LOT-007 BLOCK-018 S 9' & ALL OF LOT 10
Legal Range010
Legal Township106
Legal Section19
Legal SubdivisionORIGINAL PLAT
Legal Block18
Legal Lot Number7,10
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3049
Census Tract671000

Owner

Source: Winona County records · APN 29.060.0660

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 E 4TH ST, SAINT CHARLES, MN 55972-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2020Deed of Trust, Mortgage · Line of Credit
MERCHANTS BANK NA
Aug 26, 2019Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2019 · Amount on Record
Deed SaleAug 26, 2019 · Amount on Record
Deed Document Number2019618879
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address107 E 4TH ST, SAINT CHARLES, MN 55972-1309
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number625674
DateJul 06, 2020
Instrument625674
Lender
NameMERCHANTS BANK NA
TypeBank
AddressSAINT CHARLES, MN 55972
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 29, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateAug 26, 2019
Property Address107 E 4TH ST, SAINT CHARLES, MN 55972-1309
Document Number618879
Instrument DateAug 23, 2019
Instrument618879
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E 4TH ST, SAINT CHARLES, MN 55972-1309

Mortgage

Document Number618880
DateAug 26, 2019
Instrument618880
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,756.00 (+24.19%)
2025$164,800 (+3.06%) Land $42,100 Building $122,700$164,800 (+3.06%) Land $42,100 Building $122,700
2023$1,414.00 Homeowner's exemption$159,900 Land $41,600 Building $118,300$159,900 Land $41,600 Building $118,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2007)
Most Recent ClaimAug 2007, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
Hiawatha Broadband CommunicationsCable1,000 / 30
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Mediacom Communications, Hiawatha Broadband Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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