107 E 3rd St, Otterbein, IN 47970 Property Records

Benton County property record for 107 E 3rd St, Otterbein, IN 47970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2023
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$182,875 (Apr 2026)
Tax Bill	$5,101 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`002-00073-00`

Property Details

APN / Parcel Number

Primary APN	`002-00073-00`
Alternative APNs	`04-11-33-111-051.000-002` `00000989840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	62 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000989840
Street Address	107 E 3RD ST
City	OTTERBEIN
State	IN
Zip	47970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OP LOT 43 - PT VACATED ALLEY & DEPOT ST - PT OP FR LOT 8 - PT OP FR LOT 9
Legal Subdivision	TOWN OF OTTERBEIN
Legal Lot Number	43,8,9
Jurisdiction	BENTON IN
Township / Civil Division	BOLIVAR
Census Block Group	4
Census Block	4075
Census Tract	100100

Owner

Source: Benton County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 E 3RD ST, OTTERBEIN, IN 47970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CREDIT UNION
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FOUNTAIN TRUST COMPANY
Jan 9, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 9, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 17, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO
Oct 25, 2021	Warranty Deed, Transfer
Apr 1, 2021	Warranty Deed, Transfer · Commercial Mortgage SD HABY PROPERTIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jan 9, 2024 · Amount on Record
Deed Document Number	2026541
Prior Transfer Date	Nov 20, 2024
Prior Transfer Doc	2024001525
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Apr 15, 2026
Property Address	107 E 3RD ST, OTTERBEIN, IN 47970-8590
Document Number	0000000541
Instrument Date	Apr 10, 2026
Instrument	2026.541
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 E 3RD ST, OTTERBEIN, IN 47970-8590

Mortgage

Document Number	2026000542,
Date	Apr 15, 2026
Instrument	2026.542

Lender

Name	PURDUE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IN
Property Address	107 E 3RD ST, OTTERBEIN, IN 47970-8590
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000719
Date	Jun 22, 2023
Instrument	2023000719

Lender

Name	THE FOUNTAIN TRUST COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2024

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Jan 9, 2024
Property Address	101 E 3RD ST, OTTERBEIN, IN 47970
Document Number	2024000025
Instrument Date	Jan 4, 2024
Instrument	2024000025
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 W 1300 N, ALEXANDRIA, IN 46001-8510

Mortgage

Document Number	2024000026
Date	Jan 9, 2024
Instrument	2024000026

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Jan 9, 2024
Property Address	107 E 3RD ST, OTTERBEIN, IN 47970-8590
Document Number	2024000025
Instrument Date	Jan 4, 2024
Instrument	2024000025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 W 1300 N, ALEXANDRIA, IN 46001-8510

Mortgage

Document Number	2024000026
Date	Jan 9, 2024
Instrument	2024000026

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IN
Recording Date	Apr 17, 2023
Property Address	101 E 3RD ST, OTTERBEIN, IN 47970
Document Number	2023000427
Instrument Date	Apr 7, 2023
Instrument	2023000427
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E BRIAR ST, OTTERBEIN, IN 47970-9619
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Mar 31, 2023
Property Address	101 E 3RD ST, OTTERBEIN, IN 47970
Document Number	2023000386
Instrument Date	Mar 23, 2023
Instrument	2023000386
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2023000387
Date	Mar 31, 2023
Instrument	2023000387

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Oct 25, 2021
Property Address	101 E 3RD ST, OTTERBEIN, IN 47970
Document Number	2021001692
Instrument Date	Oct 22, 2021
Instrument	2021001692
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E BRIAR ST, OTTERBEIN, IN 47970-9619
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Apr 1, 2021
Property Address	101 E 3RD ST, OTTERBEIN, IN 47970
Document Number	2021000525
Instrument Date	Apr 1, 2021
Instrument	2021000525
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 424, OTTERBEIN, IN 47970-0424

Mortgage

Document Number	2021000526
Date	Apr 1, 2021
Instrument	2021000526

Lender

Name	SD HABY PROPERTIES

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2022

Tax Assessment & Valuation

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Bolivar Township
Municipality	Otterbein Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,101.00 (+15.75%)	$237,500 (+2,228.43%) Land $11,200 Building $226,300	$237,500 (+2,228.43%) Land $11,200 Building $226,300
2024	$4,407.00 (+1,751.68%)
2023	$238.00 (-89.56%)	$10,200 (-80.23%) Land $10,200	$10,200 (-80.23%) Land $10,200
2022	$2,280.00	$51,600 Land $19,200 Building $32,400	$51,600 Land $19,200 Building $32,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTERBEIN WATER DEPARTMENT serves 1,262 people · EPA ID IN5204004
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Watch TV, Wintek.

Cell Coverage

5G (outdoors only) and 4G LTE

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