107 E 12th St, Higginsville, MO 64037 Property Records

Lafayette County property record for 107 E 12th St, Higginsville, MO 64037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,548 sqft · built 1958
Lot Size0.273 acres (11,879 sqft)
Owner2 Individual Names on Record
Last Sale$94,500 (Nov 2017)
Tax Bill$1,582 (2025)
Deeds & MortgagesDec 2023 Mortgage
Dec 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-9.0-31-3-001-016.000

Property Details

APN / Parcel Number

Primary APN08-9.0-31-3-001-016.000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,548 sqft Living Area
Basement Area774 sqft
Finished Basement774 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,879 sqft (0.273 acres)
Lot Dimensions139 ft deep x 85 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area42 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address107 E 12TH ST
CityHIGGINSVILLE
StateMO
Zip64037-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL LOT 11 & PT LOT 12 BLK 2 NOLTINGS ADDN; 422-25, 754-52, 794-667, 946-497, 2017DR4369
Legal Range25
Legal Township50
Legal Section31
Legal SubdivisionNOLTINGS ADDN
Legal Block2
Legal Lot Number11-12
JurisdictionLAFAYETTE MO
Township / Civil DivisionDOVER
Census Block Group4
Census Block4061
Census Tract90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address107 E 12TH ST, HIGGINSVILLE, MO 64037-1116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage
CITY CREDIT UNION
Dec 17, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED CONSUMERS CU
Nov 28, 2017Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2017 · Amount on Record
Deed SaleNov 28, 2017 · Amount on Record
Deed Document Number2017DR4369
Deed Book / Page2017 / 4369
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address107 E 12TH ST, HIGGINSVILLE, MO 64037-1116
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023DR4648
DateDec 21, 2023
Instrument2023DR4648
Lender
NameCITY CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term289 Months
DueJan 1, 2048

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Property Address107 E 12TH ST, HIGGINSVILLE, MO 64037-1116
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202019DR5032
DateDec 17, 2019
Instrument202019DR5032
Lender
NameUNITED CONSUMERS CU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateNov 28, 2017
Property Address107 E 12TH ST, HIGGINSVILLE, MO 64037-1116
Document Number2017/4369
Book / Page2017 / 4369
Map ReferencePL 4 PG 15
Instrument DateNov 21, 2017
Instrument2017DR4369
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyKANSAS CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E 12TH ST, HIGGINSVILLE, MO 64037-1116

Mortgage

Document Number2017/4370
DateNov 28, 2017
Book Page2017/4370
Instrument2017DR4370
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityHigginsville City
Unified School DistrictLafayette County C-1 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,582.00$24,734 (+17.66%)$130,176 (+17.66%) Land $13,996 Building $116,180
2023$21,021$110,636 Land $13,996 Building $96,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGGINSVILLE PWS
serves 4,800 people · EPA ID MO1010363
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Green Hills Technologies
Cable
250 / 20

May also be available: Verizon.

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